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Discover a variety of tips and useful information about car maintenance, along with a guide to choosing the right types of insurance protection for your beloved car.

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Oona

Oona

5 Car Maintenance Mistakes That Can Make Repair Costs Skyrocket

Small mistakes in car maintenance can develop into damage that requires significant repair costs. From skipping regular servicing and ignoring warning signs to using unsuitable spare parts, these habits can affect your vehicle's performance and lifespan. Learn about common mistakes car owners make, how to avoid them, and why car insurance can be an important part of managing the financial risks associated with unexpected repair costs.

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A man taking care of his beloved car

5 Car Maintenance Mistakes That Can Make Repair Costs Skyrocket

Small mistakes in car maintenance can develop into damage that requires significant repair costs. From skipping regular servicing and ignoring warning signs to using unsuitable spare parts, these habits can affect your vehicle's performance and lifespan. Learn about common mistakes car owners make, how to avoid them, and why car insurance can be an important part of managing the financial risks associated with unexpected repair costs.
Indonesian man standing beside his electric car at home

Tips for Choosing the Right Electric Car Insurance

Electric cars are becoming increasingly popular in Indonesia, but not all owners realize that these vehicles come with slightly different insurance considerations compared to conventional cars. This article explains what to consider when choosing electric car insurance, from battery coverage to authorized repair shop networks.
An Indonesian woman looks happy and hugs her beloved car.

Types of Car Insurance: Should You Choose TLO or All Risk?

Protecting your vehicle with the right insurance helps safeguard its value and reduce unexpected repair costs. In Indonesia, the two main types of car insurance are Total Loss Only (TLO), which covers total loss or damage exceeding 75 percent of the vehicle's value, and All Risk (Comprehensive), which provides broader protection for both partial and major damage. Choosing the right policy depends on your budget, driving habits, and the level of protection you need.
Indonesian driver filing a car insurance claim after a traffic accident

How to File a Car Insurance Claim: Steps & Tips to Avoid Claim Rejection

Filing a car insurance claim doesn't have to be complicated. The process typically involves reporting the incident, submitting the required documents, completing a damage assessment, obtaining claim approval, and repairing your vehicle at an authorized repair shop or receiving compensation in accordance with your policy. The key is to act safely, report the incident promptly, preserve your vehicle's condition for inspection, and follow your insurance provider's instructions. By understanding the claims process before an incident occurs, you can reduce the risk of delays, repeated document requests, or claims that cannot be processed.
A male technician wearing a workshop uniform with purple accents inspects the engine of a modern sedan in a service workshop.

Periodic Car Service Guide: Schedule, Costs & Insurance Claim Impact

Periodic car servicing is not merely an administrative obligation; it is the foundation of your vehicle’s safety and resale value. This guide explains service schedules based on mileage, estimated costs at authorized and independent workshops, key components that should be inspected during every visit, and how a well-documented service history can affect your car insurance claim process in 2026.
What does car insurance cover in Indonesia?

What Does Car Insurance Cover?

Surely, you often ask, “What does car insurance cover?” This article discusses what is covered by All Risk and TLO insurance, rider benefits such as flood protection and emergency evacuation, as well as the advantages of digital claims and extensive coverage from Oona Car Insurance.
Risk of car accessory theft

Risk of Car Accessory Theft: Can You Claim Insurance?

Theft of car accessories such as mirrors, emblems, or parking cameras is rampant in public parking areas. This article discusses whether such losses can be claimed on insurance and how you can protect your vehicle from similar risks.
Common reasons why car insurance claims are rejected

Common Reasons Why Car Insurance Claims Are Rejected

Car insurance claims should be a financial lifeline when disaster strikes, but the reality is that not all claims are approved. Claim denials often occur because of simple, avoidable errors, from incomplete documentation and late reporting to policy violations. This article discusses the most common reasons car insurance claims are rejected, along with practical tips to help you avoid them and ensure your claim goes smoothly.
10 best EVs in Indonesia 2026

Top 10 Best EVs in Indonesia 2026

EVs are now increasingly relevant for daily needs in Indonesia. In addition to being quieter and more responsive, their usage costs can be more efficient than fuel-powered cars. However, before buying, consider driving range, battery capacity, charging access, workshop network, maintenance costs, battery warranty, and insurance so that your EV choice suits your long-term needs.
All risk insurance vs TLO

All Risk Car Insurance Guide 2026

All risk car insurance helps protect vehicles from minor damage to total loss, in accordance with the policy provisions. This article discusses the definition, benefits, differences from TLO, coverage that needs attention, how to calculate premiums based on OJK rates, and claim steps so that you can choose protection that suits your needs.
5 Best EVs for the Indonesian Market

5 Best EVs for the Indonesian Market

Indonesia's EV industry is currently experiencing significant growth. With an increasing number of models from both global and local brands, Indonesian consumers now have access to a wide range of EVs across various price segments. This article presents recommendations for the best EVs in Indonesia in 2026, covering specifications, pricing, range, and important factors to consider before purchasing, including suitable insurance options.
EV prices in Indonesia 2026

EV prices in Indonesia 2026

EV prices in Indonesia in 2026 now cover various segments, ranging from entry-level vehicles under IDR 300 million to premium sedans and SUVs priced above IDR 1 billion. The global trend of declining EV prices, combined with Indonesian government incentive policies, has made EVs increasingly affordable and competitive. This article provides a complete overview of current EV price ranges, factors influencing prices, and important considerations before deciding to make a purchase.
Cost of EV ownership in Indonesia

How Much Does EV Ownership Cost in Indonesia?

This article discusses the cost of EV ownership in Indonesia, from charging, routine servicing, taxes, incentives, access to public EV charging stations, to insurance. Although EV operating costs can be more economical, the purchase price, battery protection, and risk of damage still need to be calculated so that you can compare them with gasoline cars more realistically.
A modern luxury housing complex with large houses, palm trees, and a silver Denza D9 car under sunlight

Letting Your Car Insurance Policy Lapse Can Lead to Bigger Losses

A lapsed car insurance policy means that the active coverage period has ended before it was renewed. For vehicle owners who still drive regularly, a gap in coverage like this can pose significant financial risks. If an incident occurs while the policy is inactive, repair costs, towing, or other liabilities may become your own responsibility. Therefore, understanding the renewal timing, policy details, and renewal process is just as important as purchasing the car insurance itself.
Scratches after Mudik, claim or pay yourself?

Insurance Hack: Scratches After Mudik? When to Claim (and When to Pay Yourself)

Small scratches after the mudik trip often occur due to heavy traffic and parking in tight spaces. However, not all damage needs to be submitted as an insurance claim. Vehicle owners need to understand how Own Risk (deductible) costs, the possibility of separate claims, and the impact on policy discounts work. By considering a few simple factors, you can determine when filing a claim is truly beneficial and when it is more economical to repair the damage yourself.
Does Oona Car Insurance cover flood damage?

Does Oona Car Insurance Cover Flood Damage?

Flooding is a real risk for vehicles in Indonesia, especially in major cities such as Jakarta, Bekasi, and Semarang. Car insurance can provide protection against flood-related damage, depending on the type of policy and the additional coverage selected. This article explains whether Oona car insurance covers flood damage, how the protection mechanism works, and the claim steps you need to understand so that you avoid procedural mistakes if a flood-related risk occurs.
Driver experiencing drowsiness after sahur while driving in the morning

Driving After Sahur? Make Sure Your Car Insurance Is Ready

Changes in sleep patterns during Ramadan can affect concentration while driving, especially after sahur (the pre-dawn meal). Traffic accident data shows that human factors remain the leading cause of road accidents. A single second of lapse in focus can have significant financial consequences. With proper prevention and appropriate car insurance coverage, you can maintain financial stability while experiencing Ramadan with greater peace of mind.
When should you choose TLO car insurance over All Risk insurance?

When Should You Choose TLO Car Insurance Over All Risk?

TLO and All Risk are both important, but they serve different purposes. This article helps you understand when to choose TLO over All Risk, complete with premium comparisons, ideal car age, and suitable situations. It also includes official data from Indonesia’s Financial Services Authority (OJK) and tips for transitioning coverage.
5 Budget-Friendly Cars Worth Owning in 2026

5 Budget-Friendly Cars Worth Owning in 2026

Looking for a budget-friendly first car that’s still stylish and comfortable? Here are five recommendations already available in the market (and expected to remain relevant through 2026). They’re ideal for first-time owners especially with Oona Car Insurance for extra peace of mind.
Good and affordable car insurance in Indonesia

Good and Affordable Car Insurance in Indonesia

Owning a car means you should be prepared for risks, from minor collisions and parking lot scratches to major risks such as vehicle loss. Without coverage, you'll be responsible for all these costs yourself. Car insurance isn't just about protection, but also a form of responsibility to safeguard your finances. And the good news is, there are now many good and affordable car insurance options, and you can even buy them online.
When is the best time to replace your car?

When's the Best Time to Change Your Car? Here Are the Signs!

Changing your car isn't just a lifestyle decision, but a significant decision that can impact your long-term finances and security. This article discusses signs that your car needs replacing, the best time to sell your old vehicle, and tips for protecting your new car with the right insurance from day one.
The difference between hybrid cars and electric cars

5 Best Budget-Friendly Cars for Families and Daily Driving

The year 2025 brings a wide range of affordable cars designed for daily commuters and families. From city cars like the Honda Brio to practical MPVs such as the Daihatsu Sigra, these models share two key strengths: affordability and fuel efficiency. Below is a list of the 5 best budget-friendly cars in 2025, ideal for first-time buyers or families looking for a reliable and economical vehicle.
Additional benefits of Oona Car Insurance

What are the Additional Benefits of Oona Car Insurance?

Car insurance isn’t just about compensation after an accident. With Oona Car Insurance, you get more than basic protection including 24-hour emergency assistance and coverage for often-overlooked risks such as floods, storms, hurricanes, riots, terrorist attacks, and even sabotage.
Car insurance pricing: A complete guide to calculation methods and determining factors

Car Insurance Cost in Indonesia: Guide to Premiums & Factors

How much does car insurance cost in Indonesia? This article explains how to calculate premiums, the differences between All Risk and TLO coverage, and the factors that influence pricing such as vehicle age, location, and claim history. You’ll also find premium simulations and tips to help you get the best price based on your needs.
Wilayah tarif OJK asuransi mobil di Indonesia

OJK Car Insurance Tariff Zones: A Guide for Vehicle Owners

The Financial Services Authority (OJK) sets regional tariff zones for car insurance to regulate fair minimum and maximum premium rates. This article explores how these zones are divided, how they affect All Risk and Total Loss Only (TLO) premiums, and how you can estimate your premium range based on your residential location.
Annual vs. monthly car insurance: Which is more profitable?

Annual vs. Monthly Car Insurance: Which is Better?

Car insurance now comes with two flexible payment options, annual and monthly. Each plan has its pros and cons. This article offers a comprehensive comparison covering costs, flexibility, risk of coverage lapse, and smart recommendations for different user profiles. We’ve also included data simulations based on real-world examples.
Guide to dealing with a car stuck in a flood

Guide to Dealing with a Car Stuck in a Flood

A car caught in a flood can suffer serious damage if not handled properly. Let's take a look at some tips on what to do if your beloved car gets caught in the floods that have been increasingly affecting major cities recently.
The best car insurance in Indonesia

Guide to Choosing the Best Car Insurance in Indonesia

Choosing the best car insurance isn't just about affordability; it's about ensuring protection when the unexpected happens from minor accidents to flooding or breakdowns. This article reviews policy types, tips for choosing a provider, and recommendations for top products like Oona.
Additional protection: Which riders should you add?

Additional Protection: Which Car Insurance Riders Should You Add?

This article will help you choose the right riders for your needs, from emergency assistance to backup drivers. Learn about the benefits, best-case scenarios, and additional costs. Make sure your policy fits your lifestyle and travel routes.
Car insurance mistakes to avoid by first car owners

Insurance Hack: Your First Car, Your First Mistake. What New Car Owners Often Get Wrong About Insurance

Owning your first car is often followed by mistakes in choosing insurance. Many new car owners treat insurance as a mere formality or focus solely on keeping premiums as low as possible, without understanding the difference between TLO and Comprehensive coverage or the importance of additional protection. This article explores common misconceptions about first car insurance and offers simple tips to ensure your new car is properly protected from day one.
Car insurance tips for young families’ second car

Insurance Hack: Your Second Car Is Not a Second Priority. Smart Insurance Tips for Young Families

Many car owners immediately copy the policy of their first car to their second car because they feel experienced enough. In reality, the function, age of the vehicle, and its risk profile are often different. This article discusses two important insurance tips for young families’ second cars, from adjusting the type of coverage to paying attention to legal liability and passenger protection, so that your car protection truly matches your family’s current needs.
When Is the Best Time to Change Your Car

When is the Best Time to Change Your Car?

Changing your car is not only about getting the best price, but also about choosing the right time. This article discusses the most profitable moments when car brands offer major discounts, from year-end periods and model changes to the beginning of the year. You will also understand why comprehensive car insurance should be prepared from day one so that your decision to upgrade your car is truly safe and beneficial.
Why comprehensive car insurance matters

You Will Understand After Experiencing It. Here’s Why You Need Comprehensive Car Insurance

Comprehensive car insurance is often considered non-essential until a risk actually occurs. In daily vehicle use in major cities, minor damage such as scratches, dents, parking incidents, and even flooding are the issues that most frequently lead to unexpected expenses. This article discusses why comprehensive coverage is important to help maintain your financial stability and peace of mind, rather than relying solely on Total Loss Only (TLO) insurance.
The difference between hybrid cars and electric cars

EV vs Hybrid Cars: A Complete Guide to Their Differences

Many drivers today are shifting to more efficient and environmentally friendly vehicles due to rising environmental awareness and unstable fuel prices. Two of the most popular choices are electric cars (EVs) and hybrid cars. Although both offer improved efficiency and modern technology, they differ in how they operate, their long-term costs, and the type of infrastructure they require. This guide explains the key differences between hybrid and electric cars, including how each system works, what you can expect in terms of operating costs, and how to decide which option fits your lifestyle and daily needs.
How to claim your car insurance

How to Claim Your Car Insurance

If you’ve been in a car accident and feel confused about how to file your car insurance claim, don’t worry, you’re not alone. Many car owners experience the same uncertainty when dealing with unexpected incidents. This guide will walk you through the steps to file your car insurance claim smoothly and efficiently. You can also find a detailed step-by-step claim guide on our official website for additional support.
Additional benefits of Oona Car Insurance

Tips to Avoid Car Breakdowns on the Road

A car breaking down in the middle of a trip can easily ruin your plans, especially if it happens far from help. With regular maintenance and a few simple preventive measures, the risk of a breakdown can be greatly reduced. This article explores the most common causes of car breakdowns and shares effective tips to prevent them.
Why should you insure your rarely used car?

Why Should You Still Insure Your Rarely Used Car?

Many people think that a car that is rarely used doesn’t need to be insured. In reality, cars that sit unused are still at risk of serious damage, loss, or natural disasters. This article explains why car insurance remains important, even for vehicles that are rarely driven.
5 common myths about car insurance that people still believe

5 Common Myths About Car Insurance That People Still Believe

Having car insurance is an important step in protecting yourself from risks on the road. Unfortunately, there are still many misconceptions surrounding this product. Many people misunderstand how claims and premiums actually work. Let’s debunk the most common myths so you don’t end up choosing the wrong policy. In this article, we’ll explore 5 common myths about car insurance and reveal the facts so you can make wiser, more informed decisions.
When to choose all risk compared to TLO

When Should You Choose All Risk vs. TLO Car Insurance?

Choosing the right type of car insurance, between All Risk and TLO, is very important for protecting your vehicle. This article explains the situations and conditions when you should choose All Risk for comprehensive protection.
TLO insurance is a type of vehicle insurance.

What is TLO Insurance? Complete Guide to Your Vehicle Protection

Vehicle insurance is no longer an option, but an important need for every car owner. One type of protection that is often offered is TLO (Total Loss Only) insurance. However, many still do not fully understand what TLO insurance is, what its benefits are, and under what conditions it should be chosen. This article will answer all common questions about TLO insurance in full, including what is covered, how the claim process works, and tips on choosing the best TLO insurance for your needs.
Guide to dealing with electronic tickets what to do

Guide to Dealing with Electronic Traffic Tickets: What to Do?

Electronic ticketing or ETLE is now part of the traffic law enforcement system in Indonesia. For those of you who receive an electronic ticket notification, it is important to understand the steps to take to handle it properly and avoid additional sanctions.
Safe parking tips in public places

Safe Parking Tips in Public Spaces: How to Avoid Scratches and Theft

Parking cars in public places requires extra vigilance to avoid the risk of scratches, small damage, to loss of vehicles. By knowing the safe parking strategy, you can protect the vehicle and make sure your trip remains comfortable without worry.
Tips for Driving Safe for Beginners on Indonesian Roads

Tips for Safe Driving for Beginners on Indonesian Roads

Driving on Indonesian roads has its own challenges, especially for beginners. From dense traffic conditions to the many traffic rules that must be obeyed. This article provides important tips so that beginners can drive more safely, confidently, and remain calm in various road situations.
Annual car ownership costs including taxes, service, and protection

Annual Car Ownership Costs: Taxes, Service, and Protection

Having a car is not just a matter of buying a vehicle. There are annual fees that need to be taken into account, such as vehicle tax, routine service fees, and insurance to protect the car from risk. This article reviews all the annual cost components along with tips to manage them.
EV is charging at a charging station with a building in the background

How to Claim Oona EV Insurance: A Complete and Practical Guide

The electric car insurance claims process requires extra attention because it involves sensitive components like batteries and software. This article covers the steps for claiming EV insurance, the necessary documents, and tips for faster and more efficient claim approval.
Electric car is charging at a charging station with a building in the background

Electric Car Insurance: What You Need to Know

Electric vehicles (EVs) require different types of insurance coverage than conventional cars. This article examines the unique risks associated with EVs, key features in an insurance policy, and tips for choosing the right coverage for this future vehicle technology.
Why are Oona Car Insurance premiums only paid annually?

Do Car Insurance Premiums Have to Be Monthly? Why Oona Chose Annual Payments

Oona offers only annual premium payments, so you only pay once for 12 full months of coverage. This plan reduces the risk of late payments, provides greater discounts, and simplifies policy management. This article explains the reasons for this, its benefits, and how the Oona policy activation process works.
Tips before buying car insurance

10 Tips Before Buying Car Insurance

Before buying car insurance, there are several things to consider so that you get the protection that suits your needs. Choosing the right car insurance can be an important step in maintaining your vehicle and protecting yourself from unexpected financial risks. In this article, we will discuss 10 important tips to consider before buying car insurance.
Tips on saving gasoline for daily drivers in big cities

Tips on Saving Gasoline for Daily Drivers in Big Cities

For daily drivers in big cities like Jakarta, Bandung, or Surabaya, wasteful gasoline can be a big challenge. With traffic jams, long red lights, and stopped continuously, fuel consumption tends to increase. This article will review effective tips so you can save gasoline without having to reduce the frequency of your trip.
Car Service Checklist Periodically Guide for New Car Owners

Regular Car Service Checklist: A Guide for New Car Owners

For those of you who just have a car, understanding the importance of periodic service is the key to maintaining the performance of the vehicle optimally. This article provides a complete checklist for car service for new owners, ranging from oil inspection, brake systems, to tire rotation, with official data -based guidelines.
Car insurance claim requirements that you need to know

Car Insurance Claim Requirements That You Need to Know

This article discusses the requirements that you need to fulfill before submitting a car insurance claim. Understanding these requirements is important to ensure your claims can be processed smoothly and efficiently. This article also provides practical tips to help you meet all the claim requirements more easily.
Oona Insurance Partner Workshop

List of Oona Insurance Partner Workshops in Indonesia

Partner workshop network is an important element in vehicle insurance claim services. Oona cooperates with hundreds of workshops throughout Indonesia to ensure customers get quality, fast, and according to standards. In this article, you will find the benefits of using partner workshops, types of services available, as well as a list of regions and workshops that have officially worked together with Oona.
Importance of car insurance for beginner drivers

The Importance of Car Insurance for New Drivers

Beginner drivers tend to be more at risk of having an accident or damage to the car due to lack of driving experience. Car insurance is an important solution to provide financial protection and calm when driving. This article discusses the main reasons why beginners are required to have car insurance, suitable types of protection, as well as tips on choosing the appropriate policy.
Why Insurance is Essential in Indonesia

5 Reasons Why Every Indonesian Needs Insurance Today

Indonesia has a rich culture and friendly society, but it is not immune to unexpected events that can negatively impact individuals and families. Insurance is crucial as it provides financial protection and peace of mind against losses caused by unforeseen circumstances. This article discusses five key reasons why every Indonesian, whether a young adult or retiree, should have insurance for a secure future.
Motor vehicle insurance

Motor Vehicle Insurance: Comprehensive vs TLO

Motor vehicle insurance has evolved significantly, offering more protection and features than ever before. Did you know that the right motor vehicle insurance can provide maximum coverage against various risks that may affect your beloved vehicle? Let’s dive deeper into how to choose the right one for your needs.
Vehicle checklist before a long trip

Vehicle Checklist Before a Long Trip

Going on a long trip with your vehicle can be both exciting and challenging. To ensure a smooth and trouble-free journey, it’s essential to conduct a thorough inspection of your vehicle. This article provides a complete guide on the necessary vehicle checklist before setting off on a long trip. By following this checklist, you can ensure safety and comfort throughout your journey.
Differences between TPL and TLO car insurance

Differences between TPL and TLO

Having car insurance is a smart step to protect your valuable vehicle and provide peace of mind while driving. Although not mandatory in Indonesia, car insurance can be a financial lifesaver when unexpected events occur. This article explores the differences between Third Party Liability (TPL) and Total Loss Only (TLO) insurance and how to choose the right one for your needs and budget.

Differences between TPL and TLO car insurance

Differences between All Risk, TLO and TPL

Having car insurance is a smart step to protect your valuable vehicle and provide peace of mind while driving. Although not mandatory in Indonesia, car insurance can be a financial lifesaver when unexpected events occur. This article explores the differences between Third Party Liability (TPL) and Total Loss Only (TLO) insurance and how to choose the right one for your needs and budget.

Comprehensive (All Risk) vs. TLO car insurance

Differences between Comprehensive and TLO Car Insurance

Choosing the right car insurance is essential to protect your vehicle from financial loss. In Indonesia, the two most common types of car insurance are Comprehensive Insurance (All Risk) and Total Loss Only (TLO) Insurance. The main difference between these two policies is their coverage. Comprehensive insurance covers both minor and major damages, while TLO insurance only provides compensation for total loss (damage exceeding 75% of the car’s value) or theft.
Factors to consider when buying a Toyota

What Type of Toyota Should I Buy in Indonesia?

Toyota offers a range of models perfect for Indonesia’s diverse needs, from compact cars like the Agya for urban commutes to rugged SUVs like the Fortuner for off-road adventures. Key factors include budget, fuel efficiency, and purpose—whether for personal, family, or business use. Toyota’s durability and reliability shine on Indonesia’s roads. Pair your car with Oona Insurance for comprehensive coverage, competitive premiums, and hassle-free claims, ensuring peace of mind on every journey.

Costs of buying a Toyota in Indonesia

Costs to Expect When Buying a Toyota in Indonesia

Purchasing a Toyota in Indonesia is a significant investment, offering reliability, comfort, and a vehicle suited to diverse driving conditions. However, understanding the costs involved goes beyond the sticker price. From taxes and insurance to fuel and maintenance, buyers should be aware of both upfront and long-term expenses to make an informed decision. This guide breaks down all the costs you can expect when buying a Toyota in Indonesia.

5 reasons Toyota owners must have car insurance

5 Reasons Toyota Owners Must Have Car Insurance

Owning a Toyota car is a significant investment. With comfort, reliability, and outstanding performance, Toyota is suitable for various road conditions in Indonesia. However, risks such as accidents, natural disasters, and theft are hard to avoid. Therefore, comprehensive car insurance is essential for Toyota owners. This article outlines five key reasons why you need this insurance for maximum protection.

Toyota Maintenance Costs in Indonesia: Why Insurance Matters

Toyota Maintenance Costs in Indonesia: Why Insurance Matters

Toyota is a reliable and durable choice for Indonesian roads, making it a smart investment. However, routine maintenance and repair costs are part of ownership. While generally affordable, unexpected expenses like accidents or natural disasters can increase costs. Comprehensive car insurance helps manage these effectively, providing financial protection and ensuring your Toyota remains in excellent condition for a worry-free driving experience.

Road trip with electric vehicles

Road Trip with Electric Vehicles (EVs): Challenges and Tips

A road trip with an electric vehicle (EV) offers an eco-friendly experience but presents challenges such as limited charging stations (EV Charging Stations) and longer charging times. Battery range and weather conditions also influence the journey. Hence, special EV insurance is crucial to protect the battery, software, and provide emergency services. With proper planning and the right insurance, you can enjoy a safe and comfortable trip with peace of mind.

Is specialized insurance necessary for electric vehicles

Is Specialized Insurance Necessary for Electric Vehicles (EVs)?

Electric vehicles (EVs) require specialized insurance due to their advanced technology, electrical risks, and relatively high repair costs. Oona Insurance offers comprehensive protection with customizable policies, a network of specialized repair shops, and emergency services, ensuring optimal protection for electric vehicle (EV) owners.

5 benefits of owning an electric vehicle

5 Benefits of Owning an Electric Vehicle (EV) in Indonesia

Electric vehicles (EVs) in Indonesia offer many advantages, such as reducing carbon emissions, lower operational costs, and support from government incentives. These vehicles also provide a smooth and quiet driving experience and contribute to a sustainable energy transition. With the growing charging infrastructure, owning an EV is a smart choice for a greener and more eco-friendly future.

Revolutionizing transportation with electric vehicles

Revolutionizing Transportation with Electric Vehicles (EVs)

Electric vehicles (EVs) have become a symbol of significant change in the world of transportation. Not only do they bring efficiency and convenience, but they also offer an eco-friendly solution to help reduce carbon emissions. In Indonesia, the adoption of electric vehicles (EVs) is on the rise, supported by government policies and the development of charging infrastructure. This article explores everything you need to know about electric vehicles (EVs), including their benefits, challenges, and future in Indonesia.

Tips When Driving with Children

Tips When Driving with Children

When traveling with babies, toddlers, or children, safety is the top priority. Driving with little ones can be challenging, especially if the journey is long or involves unfamiliar routes. However, with proper preparation and key tips, you can ensure a safe and comfortable trip for the entire family.

Should Cost Be The Only Factor When Choosing Car Insurance?

Should Cost Be The Only Factor When Choosing Car Insurance?

When shopping for car insurance, it’s tempting to focus solely on the price. Discounts, promotional offers, and low premiums can be enticing, but is cost the only factor you should consider when purchasing car insurance? The truth is, while a discount can save you money in the short term, the cheapest option may not always be the best one. Here’s a comprehensive look at other crucial factors you should consider when buying car insurance.

Third Party Liability Insurance

What is Third Party Liability Insurance

Have you ever considered the consequences if your car accidentally hit someone or damaged another's property? In Indonesia, traffic accidents are a pressing concern. In 2022 alone, there were approximately 204,445 accidents, averaging around 560 incidents per day or 17,037 per month. This figure represents a significant increase compared to previous years, indicating that road safety issues in Indonesia are still a problem that needs to be addressed. This information is supported by several sources, including the 2023 Global Status Report on Road Safety from the World Health Organization and data from Statista (Global Road Safety Facility).

The Roles of the First, Second, and Third Parties in Car Insurance

The Roles of the First, Second, and Third Parties in Car Insurance

Understanding the concepts of first, second, and third parties in motor vehicle insurance is crucial for grasping how third-party liability insurance works. In this article, we will discuss the definitions and roles of each party, the process of filing a third-party liability insurance claim, and provide some case examples and tips for choosing the right insurance.