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With premiums starting at IDR 6,000 per month, you'll get 100% cash payout with coverage of up to IDR 100 million to use any way you need, so you can focus on getting healthy again without worrying about your bills. This insurance works alongside your existing health insurance to provide extra protection.
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30% Discount
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33% of deaths in Indonesia are linked to heart-related diseases*. Early protection can help you prepare financially.
Feeling healthy does not mean risk-free. Heart attack risk can be influenced by lifestyle, stress, family history, and cholesterol.
Heart-related cases in Indonesia are projected to rise until 2045*. Insurance can help you prepare before risks happen.
Healthcare costs are rising faster than inflation. A cash benefit can help support your finances during recovery.
If your claim is approved under the policy terms, Oona pays 100% of the sum insured. Use the cash benefit for daily needs, medical care, recovery, or anything else.
You can buy Oona Heart Attack Insurance online without a medical examination. Simply answer 4 basic health questions, choose your coverage, and continue the purchase process easily.
Get protection against heart attack risk with affordable premiums starting from IDR 6,000 per month, with a coverage amount that you can adjust based on your needs.
Adjust your coverage according to your needs and financial capacity. Oona provides sum insured options from IDR 50 million to IDR 100 million.
Oona Heart Attack Insurance can complement your existing health insurance. The cash benefit can help cover expenses that may not be fully covered by your current policy.
Getting older doesn't mean your protection has to stop. You can renew your Oona Heart Attack Insurance policy until age 60, subject to the applicable policy terms and conditions.
Select the protection that suits you best. Oona offers four coverage options for cancer, heart attack, and stroke—choose one or all three for maximum protection.
Adjust your coverage to match your needs and life plans, because Oona provides sum insured options ranging from IDR 50 million to IDR 100 million.
Complete your personal details, proceed with payment using the available methods, and receive your policy instantly. Enjoy peace of mind knowing you’re fully protected.
Prepare and collate all the required documents and claim details for submission. Click here to see the required documents.
Fill out the online claim form and upload the required documents online. Make a Claim or Other Ways to File a Claim
Claim result will be informed within 5 business days upon submissions of all required documents to Oona.
You can buy Oona Heart Attack insurance online with no medical exams, just by answering 4 health questions.
This depends on the type and severity of the medical condition you have or had. To determine your eligibility, please complete the health declaration as part of the purchase process.
Your cover starts on the coverage start date as shown on the Policy Schedule. The Heart Attack Benefit starts after a 90-day waiting period.
Sudden heart attacks, often resulting from coronary heart disease (CHD), are triggered by various underlying factors. Key factors contributing to the development of coronary heart disease and potentially leading to a sudden heart attack include, High Blood Pressure, High Cholesterol levels, Smoking, Diabetes, Obesity and Physical Inactivity.
Common foods known to increase heart attack risk include those high in saturated fats (such as red meat and full-fat dairy products), trans fats (found in many fried and processed foods), and excessive salt and sugar intake. Diets high in processed meats, low in fruits, vegetables, whole grains, and high in refined carbohydrates and sugary drinks are also linked to an increased risk of heart disease.
The difference between a mild and a major heart attack lies in the extent of the damage to the heart muscle and the symptoms experienced. In a mild heart attack, the blockage of the coronary artery is partial or temporary, resulting in less extensive damage to the heart muscle. Despite being labeled as "mild," it is still a serious medical condition that requires prompt treatment to prevent further damage to the heart. Major heart attack involves a complete blockage of one or more coronary arteries, leading to significant damage to the heart muscle. Symptoms are more intense and sudden, including severe chest pain, sweating, nausea, and shortness of breath.
The five major cause of heart attack in Indonesia includes, coronary artery disease, high blood pressure, tobacco smoking, diabetes, poor diet and lack of physical activity.
IDR 100 Million is the maximum protection you can buy under Oona Heart Attack Insurance.
No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.
The symptoms of heart attack may vary between individuals but there are several common signs to be aware of, like chest pain or discomfort, pain or discomfort in one or both the arms, the back, neck, jaw or stomach, shortness of breath, other signs may include nausea, vomiting lightheadedness, or unusual fatigue. Women more likely to experience shortness of breath, nausea/vomiting, and back or jaw pain.
Sudden heart attack occur when the blood flow to certain part of the heart is abruptly blocked, leading to the death of heart muscle cells. The primary cause of this sudden this sudden blockage is usually coronary artery disease where the arteries that supply blood to the heart muscle become narrowed due to a buildup of plaque (a mix of fat, cholesterol, and other substances).
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