Electric Car Insurance: What You Need to Know
28 Jul 2025
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With Oona, you can have the peace of mind that comes with knowing your vehicle is protected against the unexpected.
In 2023, there were over 152,000 traffic accidents reported a figure that rose nearly eightfold in 2024 - making road safety a serious concern for all drivers.*
The average repair cost incurred due to accidents is around IDR 15 million, while floods can pose significant risk to the battery.
According to data from Badan Statistik Nasional, there were 14,184 vehicle theft cases in 2022.*
Ready your expiring policy and valid ID -- let's get you cruising with a quick, easy car insurance quote!
Additional coverage for Oona’s authorized dealer workshops in the event of claim.
Covers third-party claims for injury, vehicle, or property damage.
Coverage for medical expenses up to IDR 25 million.
Our claims process and team are available 24/7 through multiple channels, enable you to easily get in touch with us and stay informed whenever you need to. Our fully supportive process ensuring a smooth experience from start to finish.
From flat tires to breakdowns, Oona Electric Vehicle (EV) Insurance provides 24/7 roadside assistance nationwide. Get quick, reliable help anytime, anywhere, so you never miss a beat or face unexpected delays on your journey.
With one of the largest networks of more than 600 partner auto repair shops and dealerships nationwide, Oona Car Insurance ensures you’re never far from top-quality service. We keep your vehicle protected and cared for wherever you travel in the country.
Oona offers a range of car insurance options, from TLO to All Risk, including coverage for electric vehicles. With various packages to choose from, to fit your vehicle’s needs and your driving style. Whether you're an experienced driver or just hitting the road, we've got you covered.
Apply online and receive your Oona Electric Vehicle (EV) Insurance policy in minutes. Enjoy instant coverage that protects your vehicle, finances, and peace of mind from day one, so you can hit the road with confidence knowing you’re fully safeguarded.
Oona Electric Vehicle (EV) Insurance safeguards your car from theft, fire, vandalism, and natural disasters. It provides protection from major risks that can cause costly losses, ensuring that you and your vehicle are safe in every possible situation.
Simply input your car information and personal details to generate your customized Oona Electric Vehicle (EV) Insurance quote online.
Select coverage options, add extra benefits, and adjust your plan to match your lifestyle and driving habits.
Pay online through our secure gateway and receive your official Oona Electric Vehicle (EV) Insurance policy by email instantly.
Explore our FAQ page to find all the information you need.
Yes, Oona Insurance provides both All Risk and Total Loss Only (TLO) coverage for all major EV brands, including BYD, Wuling, Hyundai, MG, and more.
Yes, EV insurance generally includes coverage for the EV battery in the event of accidents
EV cars follow the same OJK-defined rates as non-EV cars
Insurance typically does not cover risks resulting from technical faults or EV malfunctions, as these are classified as maintenance issues. Coverage is provided for damages caused by external events, such as accidents or natural disasters
EV insurance provides coverage similar to conventional vehicles, including Comprehensive and Total Loss Only (TLO) protections. It also extends to additional coverages, such as protection against natural disasters (including floods), third-party liability, and towing services.
Yes, we have workshops specialized in servicing EV cars. For example, Techno Garage operates in five major cities, including Jakarta, Medan, Palembang, Surabaya, and Pekanbaru, ensuring your EV receives expert care. You can visit our website at myoona.id to check the comprehensive list of our preferred garages
According to the standard policy coverage issued by the General Insuance Association of Indonesia (AAUI) , fire incidents during charging are not included in the insurance coverage.
You can submit your EV insurance claims online at myoona.id or call our 24/7 claims call center at 021-28090111 for assistance.
The cost of EV battery replacement is typically covered under EV insurance if the damage is due to an insured event, such as an accident or fire. However, wear and tear or end-of-life replacement is usually not covered
Currently, there are no specific regulations from the Financial Services Authority (OJK) for electric vehicles (EVs). EVs are still subject to the same OJK regulations as conventional vehicles. The key difference lies in the protection for EV batteries, which can be covered in the event of an accident.
We provide coverage exclusively for accidental damages to the vehicle
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