

Is Specialized Insurance Necessary for Electric Vehicles (EVs)?
02 Dec 2024
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With Oona, you can have the peace of mind that comes with knowing your vehicle is protected against the unexpected.
In 2023, there were 133,796 recorded traffic accidents, resulting in 24,437 deaths, with an average of 66 fatalities each day.*
The average repair cost incurred due to accidents is around IDR 15 million, while floods can pose significant risk to the battery.
According to data from Badan Statistik Nasional, there were 14,184 vehicle theft cases in 2022.*
Additional coverage for Oona’s authorized dealer workshops in the event of claim.
Covering from third party claims for injuries, damage to vehicles or property suffered.
Coverage for medical expenses up to IDR 25 million.
Ready your expiring policy and valid ID -- let's get you cruising with a quick, easy car insurance quote!
82% of claims are resolved in less than 24 hours.
With over 600 partner workshops across Indonesia, including 120 workshops in Greater Jakarta.
Protection against the loss of personal belongings in your vehicle, up to IDR 5,000,000.
Explore our FAQ page to find all the information you need.
Yes, EV insurance generally includes coverage for the EV battery in the event of accidents
EV cars follow the same OJK-defined rates as non-EV cars
Insurance typically does not cover risks resulting from technical faults or EV malfunctions, as these are classified as maintenance issues. Coverage is provided for damages caused by external events, such as accidents or natural disasters
EV insurance provides coverage similar to conventional vehicles, including Comprehensive and Total Loss Only (TLO) protections. It also extends to additional coverages, such as protection against natural disasters (including floods), third-party liability, and towing services.
Yes, we have workshops specialized in servicing EV cars. For example, Techno Garage operates in five major cities, including Jakarta, Medan, Palembang, Surabaya, and Pekanbaru, ensuring your EV receives expert care. You can visit our website at myoona.id to check the comprehensive list of our preferred garages
According to the standard policy coverage issued by the General Insuance Association of Indonesia (AAUI) , fire incidents during charging are not included in the insurance coverage.
You can submit your EV insurance claims online at myoona.id or call our 24/7 claims call center at 021-28090111 for assistance.
The cost of EV battery replacement is typically covered under EV insurance if the damage is due to an insured event, such as an accident or fire. However, wear and tear or end-of-life replacement is usually not covered
Currently, there are no specific regulations from the Financial Services Authority (OJK) for electric vehicles (EVs). EVs are still subject to the same OJK regulations as conventional vehicles. The key difference lies in the protection for EV batteries, which can be covered in the event of an accident.
We provide coverage exclusively for accidental damages to the vehicle
Providing quality insurance services with leading partners