I'm a safe driver - why do I need car insurance?

With Oona, you can have the peace of mind that comes with knowing your vehicle is protected against the unexpected.

The road's full of surprises!

The road's full of surprises!

In 2023, there were 133,796 recorded traffic accidents, resulting in 24,437 deaths, with an average of 66 fatalities each day.*

Electric Vehicle (EV) repair costs are relatively expensive

Electric Vehicle (EV) repair costs are relatively expensive

The average repair cost incurred due to accidents is around IDR 15 million, while floods can pose significant risk to the battery.

High theft rates

High theft rates

According to data from Badan Statistik Nasional, there were 14,184 vehicle theft cases in 2022.*

Discover car insurance options tailored to your unique needs, including all risk coverage for electric vehicles (EVs)

Compare all benefits right arrow

Compare plans

cross image

Terms and Conditions apply. Refer to policy wordings for detailed information.

Enhance Your Electric Vehicle's Safety with Comprehensive Additional Coverage

Authorized dealer workshops

Authorized Dealer

Additional coverage for Oona’s authorized dealer workshops in the event of claim.

Third Party Liability Cover (TPL)

Third Party Liability Cover (TPL)

Covering from third party claims for injuries, damage to vehicles or property suffered.

Personal Accidents for drivers

Personal Accidents for drivers

Coverage for medical expenses up to IDR 25 million.

question mark

Here's your pitstop for a free car insurance quote

Ready your expiring policy and valid ID -- let's get you cruising with a quick, easy car insurance quote!

downloadicon Download Brochure
Select Brand
Select Model
Select Year

Can’t find your vehicle find vehicle

popper

All Risk (Komprehensif)

Protection from partial damage, total damage, and loss.

TLO (Total Loss Only)

Protection against theft or damage exceeding 75% of vehicle value.

Cross-Icon
Select Coverage
Field is required
Field is required
countryflag

+62

Field is required

Please check the box to proceed

We’re here to help!

For further assistance, please contact our Sales Support team to get your free quote.

Support Agent

WhatsApp

Office Hours

8am to 7pm Mon-Fri.

Why is Oona Electric Vehicle (EV) Insurance the Right Choice?

Claims Resolved Quickly

Claims Resolved Quickly

82% of claims are resolved in less than 24 hours.

Access to 600+ Partner Workshops

Access to 600+ Partner Workshops

With over 600 partner workshops across Indonesia, including 120 workshops in Greater Jakarta.

Free Personal Belonging Protection

Free Personal Belonging Protection

Protection against the loss of personal belongings in your vehicle, up to IDR 5,000,000.

Got a question about Electric Vehicle (EV) Insurance in Indonesia?

Explore our FAQ page to find all the information you need.

Yoona is here to help

Does the insurance cover the EV battery?

Answer

Yes, EV insurance generally includes coverage for the EV battery in the event of accidents

Questions
Does the insurance cover the EV battery?
Sequence Id
3
Tags

Is the premium for EVs higher than for conventional cars?

Answer

EV cars follow the same OJK-defined rates as non-EV cars

Questions
Is the premium for EVs higher than for conventional cars?
Sequence Id
6
Tags

Does the insurance cover risks caused by technical faults or EV malfunctions?

Answer

Insurance typically does not cover risks resulting from technical faults or EV malfunctions, as these are classified as maintenance issues. Coverage is provided for damages caused by external events, such as accidents or natural disasters

Questions
Does the insurance cover risks caused by technical faults or EV malfunctions?
Sequence Id
9
Tags

What does EV insurance cover?

Answer

EV insurance provides coverage similar to conventional vehicles, including Comprehensive and Total Loss Only (TLO) protections. It also extends to additional coverages, such as protection against natural disasters (including floods), third-party liability, and towing services.

Questions
What does EV insurance cover?
Sequence Id
2
Tags

Can I choose a specialized workshop for EVs?

Answer

Yes, we have workshops specialized in servicing EV cars. For example, Techno Garage operates in five major cities, including Jakarta, Medan, Palembang, Surabaya, and Pekanbaru, ensuring your EV receives expert care. You can visit our website at myoona.id to check the comprehensive list of our preferred garages

Questions
Can I choose a specialized workshop for EVs?
Sequence Id
8
Tags

How does the insurance address the risk of fire or explosion during charging?

Answer

According to the standard policy coverage issued by the General Insuance Association of Indonesia (AAUI) , fire incidents during charging are not included in the insurance coverage.

Questions
How does the insurance address the risk of fire or explosion during charging?
Sequence Id
10
Tags

What is the claims procedure for EVs?

Answer

You can submit your EV insurance claims online at myoona.id or call our 24/7 claims call center at 021-28090111 for assistance.

Questions
What is the claims procedure for EVs?
Sequence Id
7
Tags

What about the cost of EV battery replacement?

Answer

The cost of EV battery replacement is typically covered under EV insurance if the damage is due to an insured event, such as an accident or fire. However, wear and tear or end-of-life replacement is usually not covered

Questions
What about the cost of EV battery replacement?
Sequence Id
5
Tags

Is EV insurance different from conventional car insurance?

Answer

Currently, there are no specific regulations from the Financial Services Authority (OJK) for electric vehicles (EVs). EVs are still subject to the same OJK regulations as conventional vehicles. The key difference lies in the protection for EV batteries, which can be covered in the event of an accident.

Questions
Is EV insurance different from conventional car insurance?
Sequence Id
22
Tags

Does the insurance cover home charging stations?

Answer

We provide coverage exclusively for accidental damages to the vehicle

Questions
Does the insurance cover home charging stations?
Sequence Id
4
Tags
down-arrow

Providing quality insurance services with leading partners

pacifico-logo
Warburg_Pincus-logo