But I’m healthy – why do I need stroke insurance?

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It’s a common killer

21% of total deaths in Indonesia are due to stroke,
according to WHO data in 2020.

That’s one out of every five people!

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Cases are rising

Indonesia has recognized the significant
impact of strokes.

It’s a leading cause of disability and the second leading cause of death in 2023.

medical cost

Medical costs are increasing

Health costs in Indonesia are projected to
increase by a huge 13.6%.

That’s higher than inflation* - and your other living costs are rising too.

So why is Oona Stroke Insurance the right choice?

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100% Cash Payout

Got Stroke Insurance? Great!

You get a 100% of your coverage amount in cash to help you with anything you need as you recover.

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Buy online with no medical examination

Worried about questions and medical
checks? Don’t be!

You can apply online by answering 4 simple health
declarations.

flexible

Flexible length of cover

Getting older? That’s no problem for your cover.

You can renew your Stroke Insurance policy up to your 70th birthday.

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Answer 4 simple questions to get your instant free quote

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Oona gives you...

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Affordable premiums

Get Rp100 million of coverage from as low as Rp5,500 a month.

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Multiple cover options

Choose from a range of cover options, from Rp100 million to Rp500 million.

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0% Interest installment payment options

Option to pay in installments at 0% interest with leading credit cards, including BCA, Mandiri, BRI, BNI and others.

10% No-Claim Bonus for Renewal

Enjoy a 10% discount on your annual premium upon policy renewal if you make no claims throughout the term.

Got a Question?

Explore our FAQ page to find all the information you need.

help

What is the maximum protection I can buy under Oona Stroke Insurance?

Answer

Rp500 Million is the maximum protection you can buy under Oona Stroke Insurance.

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How can I buy Oona Stroke Insurance?

Answer

You can buy Stroke insurance online with no medical exams, just by answering 4 health questions.

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What are the payment options?

Answer

You can pay using your debit card, net banking account, virtual account or credit card with 3,6, 12
months equal installment options with 0% interest.

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Can I buy Oona Stroke Insurance if I have a medical condition?

Answer

This depends on the type and severity of the medical condition you have or had. To determine your eligibility, please complete the health declaration as part of the purchase process.

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What are the symptoms of Stroke?

Answer

Some of the most common symptoms of Stroke can be:

Face Drooping: One side of the face may droop or become numb. Ask the person to smile to see if one side of the face is drooping.
Arm Weakness: One arm may become weak or numb. Ask the person to raise both arms to see if one arm drifts downward.
Speech Difficulty: Speech may be slurred, or the person may have trouble speaking or understanding speech. Ask the person to repeat a simple sentence and see if the words are slurred or the sentence is repeated incorrectly

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What are major causes of Stroke?

Answer

Here are some major causes of stroke. Ischemic stroke, which is caused by blockages or narrowing of the arteries that supply blood to the brain, and Hemorrhagic stroke, which is caused by bleeding in or around the brain.

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When does my Oona Stroke Insurance cover start?

Answer

Your cover starts on the coverage start date as shown on the Policy Schedule. The Stroke Benefit starts after a 90-day waiting period.

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Do I need to go for a medical check-up to buy Oona Stroke Insurance?

Answer

No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.

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What’s the difference between Stroke Insurance and Health Insurance?

Answer

Stroke Insurance is a part of health insurance that specifically cover for lump sum payment once an insurance member is diagnosed with Stroke.

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Important Notes :

  1. 1. 21% of total deaths in Indonesia are due to stroke
  2. 2. Health costs in Indonesia are projected to increase by 13.6%

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