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With premiums starting at IDR 11,500 per month, you'll get 100% cash payout with coverage of up to IDR 100 million to use any way you need, so you can focus on getting healthy again without worrying about your bills. This insurance works alongside your existing health insurance to provide extra protection.
ENDS IN -
30% Discount
CINTA30
According to a 2022 report by the Indonesian Oncology Association, 408,661 people were diagnosed with cancer in Indonesia, with 242,988 resulting in death due to delayed detection and treatment.
Lung cancer accounted for the highest number of new cases, with 34,000 new cases and a mortality rate ranging from 30,000 to 31,000 deaths.
According to WHO, cancer cases are predicted to increase by approximately 77% by 2050.
The cost of cancer treatment is estimated to be around IDR 393 million. Along with this, healthcare costs are also projected to increase by 12.7% annually.
We give you a 100% of your coverage amount in cash to help you as you undergo treatment, even if you're already covered by another insurance policy. Oona Cancer Insurance is designed to complement your existing health insurance, giving you added financial security.
It doesn’t matter what stage your cancer is at – you are still covered...
Worried about questions and medical
checks? Don’t be!
You can apply online by answering 4 simple health declarations
Getting older? That’s no problem for your cover.
You can renew your Cancer Insurance policy up to your 60th birthday*.
Get IDR 100 million of coverage from as low as IDR 11,500 a month.
Choose from a range of cover options, from IDR 50 million to IDR 100 million.
Option to pay in installments at 0% interest with leading credit cards, including BCA, Mandiri, BRI, BNI and others.
Enjoy a 10% discount on your annual premium upon policy renewal if you make no claims throughout the term.
Oona Cancer Insurance works alongside your existing health insurance to provide extra protection.
Prepare and collate all the required documents and claim details for submission. Click here to see the required documents.
Fill out the online claim form and upload the required documents online. Make a Claim or Other Ways to File a Claim
Claim result will be informed within 5 business days upon submissions of all required documents to Oona.
IDR 100 Million is the maximum protection you can buy under Oona Cancer Insurance.
This depends on the type and severity of the medical condition you have or had. To determine your eligibility, please complete the health declaration as part of the purchase process.
Your cover starts on the coverage start date as shown on the Policy Schedule. The Cancer Benefit starts after a 90-day waiting period.
Cancer symptoms vary widely based on the type of cancer but can include:
Unexplained weight loss, Persistent cough or trouble breathing, Difficulty swallowing, Persistent indigestion or discomfort after eating, Persistent, unexplained muscle or joint pain, Unexplained bleeding or bruising, Persistent Fatigue, Lumps or areas of thickening that can be felt under the skin, Changes in the skin, such as jaundice, sores that do not heal, or changes to existing moles etc.
You can pay using your debit card, net banking account, virtual account or credit card with 3, 6, 12 months equal installment options with 0% interest.
| Feature | Oona Cancer Insurance | Big 3 Critical Illness Insurance |
|---|---|---|
| Coverage Focus | Covers cancer only | Covers cancer, heart attack, and stroke |
| Payout Structure | Full lump-sum payout for any stage of cancer | Single lump-sum payout upon diagnosis of any one of the three critical illnesses |
| Benefit Trigger | Cancer diagnosis (any stage) | Diagnosis of cancer, heart attack, or stroke |
| Subsequent Claims | Paid once per cancer diagnosis | Only one payout across all three illnesses (policy ends after first claim) |
| Best For | Individuals seeking comprehensive cancer coverage | Those who want broader protection across major critical illnesses |
| Feature | Oona Cancer Insurance | Health Insurance |
|---|---|---|
| Type of Policy | Benefit policy – provides a fixed lump-sum payout | Indemnity policy – reimburses actual medical bills |
| Claim Basis | Cancer diagnosis (any stage) | Actual hospital and treatment expenses |
| Payout Amount | 100% of the sum insured, regardless of medical costs | Up to the actual hospital bill amount |
| Flexibility of Use | Can be used for medical or non-medical costs (e.g., recovery, income replacement) | Limited to medical expenses only |
| Example | If diagnosed with cancer and coverage is IDR 70 million → receive IDR 70 million in full | If hospital bill is IDR 50 million and coverage is IDR 70 million → insurer pays IDR 50 million |
| Best For | Those who want financial freedom and full payout certainty | Those who prefer reimbursement-based hospital coverage |
You can buy cancer insurance online with no medical exams, just by answering 4 health questions.
No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.
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