The BYD Seal is one of the more prominent premium EV sedans in Indonesia. With its sporty design, strong performance, and large battery options, this model is well-suited for drivers seeking an EV with long driving range, modern technology, and a more dynamic driving experience.
Specification
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Details
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Jakarta
OTR Price
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Starting from approximately IDR 600 million
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Driving
Range
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Up to approximately 570 km per charge
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Battery Capacity
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61.44 kWh and 82.56 kWh
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Charging
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AC charging and DC fast charging
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Production
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Imported CBU
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Variants
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Dynamic, Premium, and Performance
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Disclaimer: Pricing, variants, and specifications may vary depending on the city, dealer promotions, and manufacturer updates.
Advantages of the BYD Seal:
Sporty EV sedan design with a premium appearance
Driving range of up to approximately 570 km, suitable for daily commuting and longer journeys
BYD's Blade Battery technology, which is claimed to offer enhanced safety and durability
Available in both RWD and AWD variants to suit different performance preferences
An expanding BYD dealer and after-sales service network across Indonesia
The BYD Seal is suitable for consumers seeking an EV with strong performance, modern features, and competitive driving range. Since the battery is one of the most valuable components of an EV, BYD Seal owners are advised to choose car insurance that includes coverage for the battery and electrical components.
5. DFSK Series E1
The Seres E1 is an affordable alternative for those looking for a small EV at a very competitive price. It's suitable for city use, boasting a stylish design and ample features.
Specification
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Detail
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OTR Price Jakarta
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IDR 189 million – IDR 219 million
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Mileage
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180 – 220 km per charge
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Battery Capacity
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13.8 kWh – 16.8 kWh
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Charging
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AC charging (no fast charging)
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Production
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Imported as CBU from China
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Variants
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Lite & L
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Disclaimer: Prices may vary between dealers. Check availability and variant specifications directly.
Advantages of the DFSK Series E1:
The most affordable entry-level price
Suitable for daily use in busy cities
Modern appearance and quite complete features
DFSK Series E1 started to get attention after GIIAS 2023, and during PEVS 2024 it successfully recorded sales of 103 units, a figure that indicates the potential for increased demand.
With the growing number of EV options in Indonesia, comparing key specifications can help prospective buyers determine the vehicle that best suits their needs and budget.
Comparison of EV Specifications and Prices
Model
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Battery Capacity
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Range (km)
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Starting Price
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Wuling BinguoEV
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31.9 kWh
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Around
333
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IDR 318 million+
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Hyundai Ioniq 5
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58–72.6 kWh
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Around
451
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IDR 748 million+
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Geely
EX5
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52–62 kWh
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Around
470
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IDR 465 million+
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BYD
Seal
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61.44–82.56 kWh
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Around
570
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IDR 600 million+
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DFSK
Series E1
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13.8–16.8 kWh
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Around 180–220
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IDR 189 million+
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Disclaimer: Prices and specifications are estimates based on available information and may change. Contact authorized dealers for the latest information.
After comparing battery capacity, range, and starting prices, the next step is to calculate EV ownership risks more comprehensively. EVs have high-value components such as batteries, electrical systems, sensors, and electronic devices that require appropriate protection.
Therefore, EV insurance is not just an add-on, but an important part of planning before buying an EV.
Why Is EV Insurance Important?
Buying an EV is a significant financial decision. Therefore, suitable insurance protection needs to be part of EV ownership planning.
1. Battery = Most Expensive Component
The battery is the “heart” of an EV. Unfortunately, it's also the most expensive component to replace or repair.
The cost of replacing a battery can reach IDR 100 million – IDR 300 million depending on the brand and capacity.
Not all general repair shops have the ability to repair it.
Damage due to accidents, short circuits, or flooding can directly damage the battery module.
Electric car insurance with battery protection will help you avoid these unexpected costs.
2. Accident Risk Remains the Same (or Greater)
Even though EVs are sophisticated and have ADAS features, the risk of accidents on the road still exists:
Other drivers can be careless
Damaged roads, flooding, or power outages / traffic light outages
Physical damage to the aluminum body or panoramic glass of an EV can be very expensive.
As an illustration, the Hyundai Ioniq 5 front bumper part costs around US$250 internationally (approximately IDR 3.9 million), excluding paint and installation. In Indonesia, the total cost of bumper repairs can reach over IDR 10 million, depending on the extent of the damage and the availability of spare parts.
With All Risk insurance, both major and minor damage can be fully covered.
3. Not all workshops can handle EVs
Unlike conventional cars, EVs require certified technicians. If you need to repair your EV yourself at a local repair shop:
Costs can be more expensive because spare parts have to be imported.
Not all workshops understand high voltage electrical systems
The risk of installation errors may be higher
Insurance from a provider that understands EVs can help ensure your vehicle is referred to authorized service centers or partner workshops with the expertise and equipment required to properly handle EV repairs and maintenance.
4. Protection from Non-Technical Risks
In addition to damage, EVs are also at risk of:
Data from BNPB Indonesia recorded more than 1,200 flood incidents in 2023, making floods the most frequent type of natural disaster in the country.
The right insurance will provide comprehensive protection, not just while you are driving.
5. Emergency Services
What happens if your EV runs out of power in the middle of the road?
Can't just "carry a jerry can" like a petrol car
Need a special EV towing service
Some insurances also provide “mobile charging” as emergency assistance.
Good insurance will provide 24-hour emergency services, including EV towing and a help hotline.
As EV use continues to grow in Indonesia, there are still several assumptions that often make prospective buyers hesitant to switch to EVs. In fact, many of them are no longer relevant given today’s EV technology developments.
Things Often Misunderstood About EVs
Many people still assume that EVs are not yet practical to use in Indonesia. In reality, battery technology, charging infrastructure, and after-sales services have continued to improve in recent years.
Common Misconceptions About EVs
Charging Is Always Difficult to Find
Public charging stations are now increasingly available in major cities, shopping centers, toll road rest areas, and other public areas, although distribution remains more concentrated in urban areas.
Understanding the facts about EVs can help prospective owners make better decisions. However, to keep the EV ownership experience optimal, vehicle selection and maintenance also need to be aligned with daily usage needs.
Tips for Choosing and Maintaining an EV Based on Your Needs
Before buying an EV, it is important to match the vehicle specifications with your daily usage needs, charging access, and long-term ownership budget.
Factor
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Things to Consider
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Driving
Range
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Choose battery capacity according
to your daily mobility needs and regular trips
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Charging
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Make sure home charging access
or public charging stations are available nearby
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Ownership Costs
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Calculate electricity costs, periodic servicing,
and insurance protection
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After-Sales Service
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Choose a brand with a clear service network
and spare parts availability
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Insurance Protection
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Make sure the policy covers the EV battery
and electrical components
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Disclaimer: The factors above can help prospective buyers match their EV choice with daily usage needs, charging access, and long-term ownership costs. The availability of public charging stations, service support, and insurance coverage may vary depending on the brand and the vehicle’s area of use.
EV Maintenance Tips
Use a charger that meets the manufacturer’s standards.
Avoid continuous extreme charging.
Perform regular battery and electrical system checks.
Update the vehicle software when available.
Use car insurance suitable for EVs.
In addition to choosing the right vehicle, insurance protection also plays an important role in helping EV owners manage the risk of unexpected repair costs and damage.
Why Oona Is a Smart Choice for Electric Car Owners
With all the risks and complexities that electric vehicles pose, it's important to choose insurance that's specifically designed for EVs, and that's where Oona comes in.
1. Trusted by Leading EV Brands
Oona is more than just an ordinary insurance provider. We are trusted as the official insurance partner of two global electric vehicle industry giants:
BYD: One of the world's largest EV manufacturers known for its innovation and global production scale.
Geely: China's electric vehicle leader is now expanding its investment in Indonesia through local assembly.
The trust of these two major brands demonstrates that Oona's service, protection standards, and technical capabilities meet the expectations of the world-class automotive industry. This means that if global brands trust Oona, you can feel more confident choosing Oona too.
2. EV Insurance Market Leader in Indonesia
Oona currently holds approximately 10% of the electric vehicle insurance market share in Indonesia. This figure demonstrates that thousands of EV owners have already chosen us to protect their vehicles from the following risks:
3. Special Protection for EV Technology
Oona provides policies that are tailored to the characteristics of electric cars, including:
Battery protection as the most expensive component
24-hour EV evacuation and towing
A network of certified partner workshops ready to handle high voltage electrical systems.
4. Easy and Fast Claim Process
Because we understand that EV users are tech-savvy and need convenience, the claims process at Oona can be done digitally and transparently through Oona’s online claims site.
See what premium is right for your electric car in seconds, get a free EV insurance quote today!
With improving technology and infrastructure, EVs are now becoming an increasingly realistic option for many users in Indonesia. However, the decision to buy an EV still needs to be aligned with mobility needs, budget, and the right vehicle protection.
Choosing the Right EV Starts with Understanding Your Needs
EV options in Indonesia are becoming increasingly diverse, ranging from the DFSK Seres E1 and Wuling BinguoEV for urban mobility, the Geely EX5 for users seeking a modern SUV at a competitive price, to the BYD Seal and Hyundai Ioniq 5 for EV needs with higher performance, features, and driving range.
Before buying, compare battery capacity, estimated range, price, public charging station availability, after-sales service, and vehicle protection costs. Since the battery and electrical components are important parts of an EV, make sure the EV insurance you choose covers risks relevant to EVs.