But I’m healthy – why do I need critical illness insurance?

The Big 3 critical illnesses are a Big Issue

The Big 3 critical illnesses are a Big Issue

Cancer, heart attacks and strokes are the causes of 60% of deaths in Indonesia.

Big 3 Critical Illness Insurance covers all three, including early stage cancer.

Cases are rising

Cases are rising

Breast and lung cancer cases will go up by 63% by 2030, according to WHO data.*

Heart disease will impact 6 million people in Indonesia by 2024.

Medical costs are increasing

Medical costs are increasing

Health costs in Indonesia are projected to increase by a huge 13.6%.

That’s higher than inflation* - and your other living costs are rising too.

So why is Oona Big 3 Critical Illness Insurance the right choice?

100% Payout for All Stages of Cancer, Heart Attack and Stroke

100% Payout for All Stages of Cancer, Heart Attack and Stroke

Got Big 3 Critical Illness Insurance? Great!

You get a 100% of your coverage amount in cash to help you with anything you need as you recover, even if you're already covered by another insurance policy. Oona Big 3 Critical Illness Insurance is designed to complement your existing health insurance, giving you added financial security.

Buy Online with No Medical Examination

Buy Online with No Medical Examination

Worried about questions and medical 
checks? Don’t be!

You can apply online by answering 4 simple health declarations.

Flexible Length of Cover

Flexible Length of Cover

Getting older? That’s no problem for your cover.

You can renew your Big 3 Critical Illness Insurance policy up to your 70th birthday.

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Answer 4 simple questions to get your instant free quote

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More Ways to Protect Yourself: Explore Our Standalone Critical Illness Insurance Plans Too!

Cancer

Cancer

tick markCovers all stages of cancer

tick markNo medical examination

tick mark100% cash pay-out

Starts From

Rp138,000 / year

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stroke

Stroke

tick markNo medical examination

tick mark100% cash pay-out

tick markCoverage options from Rp100mil to Rp500mil

Starts From

Rp66,000 / year

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heart attack

Heart Attack

No medical examination

100% cash pay-out

Coverage options from Rp100mil to Rp500mil

Starts From

Rp71,000 / year

Buy Now

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Oona gives you...

Trusted by more than 1 million Filipinos, Oona offers a wide selection of general insurance products you can choose from.

Affordable premiums

Affordable premiums

Get Rp100 million of coverage from as low as Rp21,000 a month.

Multiple cover options

Multiple cover options

Choose from a range of cover options, from Rp100 million to Rp500 million.

0% Interest installment

0% Interest installment payment options

Option to pay in installments at 0% interest with leading credit cards, including BCA, Mandiri, BRI, BNI and others.

10% No-Claim Bonus

10% No-Claim Bonus for Renewal

Enjoy a 10% discount on your annual premium upon policy renewal if you make no claims throughout the term.

Extra Coverage for Your Health Insurance

Extra Coverage for Your Health Insurance

Oona Big 3 Critical Illness Insurance works alongside your existing health insurance to provide extra protection.

Got a Question?

Explore our FAQ page to find all the information you need.

Buy Oona Critical Illness Insurance

How can I buy Big 3 Critical Illness Insurance?

Answer

You can buy Big 3 Critical Illness insurance online with no medical examination, just by answering 4 health questions.

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What are the payment options?

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You can pay using your debit card, internet banking account, virtual account or credit card with 3, 6, 12 months equal installment options with 0% interest.

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Do I need to go for a medical check-up to buy Oona Big 3 Critical Illness Insurance?

Answer

No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.

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Can I buy Oona Big 3 Critical Illness Insurance if I have a medical condition?

Answer

This depends on the type and severity of the medical condition you have or had. To determine your eligibility, please complete the health declaration as part of the purchase process.

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When does my Big 3 Critical Illness Insurance cover start?

Answer

Your cover starts on the coverage start date as shown on the Policy Schedule. The Big 3 Critical Illness cover starts after a 90-day waiting period.

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What is the maximum protection I can buy under Oona Big 3 Critical Illness Insurance?

Answer

Rp500 million is the maximum protection you can buy under Oona Big 3 Critical Illness Insurance.

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What’s the difference between Critical Illness Insurance and Health Insurance?

Answer

Critical illness insurance provides a lump-sum payment if the insured is diagnosed with one of the specific illnesses listed in the policy, such as cancer, heart attack, or stroke. Health insurance, on the other hand, offers broader coverage for medical expenses incurred from a wide range of health issues. It typically covers doctor visits, hospital stays, surgeries, paying directly to healthcare providers or reimbursing the insured for incurred medical expenses.

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What are the symptoms of Cancer?

Answer

Cancer symptoms vary widely based on the type of cancer but can include:

Unexplained weight loss, persistent cough or trouble breathing, difficulty swallowing, persistent indigestion or discomfort after eating, persistent, unexplained muscle or joint pain, unexplained bleeding or bruising, persistent fatigue, lumps or areas of thickening that can be felt under the skin, changes in the skin, such as jaundice, sores that do not heal, or changes to existing moles etc.

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I’m expat living in Indonesia, can I buy for Critical Illness Insurance from Oona?

Answer

Yes. you can buy Oona critical illness using your passport as document 

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Important Notes :

  1. 1. More than 396,000 people in Indonesia have cancer
  2. 2. Breast and lung cancer cases will go up by 63% by 2030
  3. 3. Health costs in Indonesia are projected to increase by 13.6%
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