But I’m healthy – why do I need critical illness insurance?

alert

The Big 3 critical illnesses are a Big Issue

Cancer, heart attacks and strokes are the causes of 60% of deaths in Indonesia.

Big 3 Critical Illness Insurance covers all three, including early stage cancer.

rising

Cases are rising

Breast and lung cancer cases will go up by 63% by 2030, according to WHO data.*

Heart disease will impact 6 million people in Indonesia by 2024.

medical cost

Medical costs are increasing

Health costs in Indonesia are projected to increase by a huge 13.6%.

That’s higher than inflation* - and your other living costs are rising too.

So why is Oona Big 3 Critical Illness Insurance the right choice?

payout

100% Payout for All Stages of Cancer, Heart Attack and Stroke

Got Big 3 Critical Illness Insurance? Great!

You get a 100% of your coverage amount in cash to help you with anything you need as you recover.

examination

Buy Online with No Medical Examination

Worried about questions and medical 
checks? Don’t be!

You can apply online by answering 4 simple health declarations.

flexible

Flexible Length of Cover

Getting older? That’s no problem for your cover.

You can renew your Big 3 Critical Illness Insurance policy up to your 70th birthday.

question mark

Answer 4 simple questions to get your instant free quote

downloadicon Download Brochure

Gender

Gender is required

Do You Smoke ?

This field is required
Calendar Icon
Date of Birth is required
countryflag

+62

Please enter a valid phone number (10-15 digits).

Please check the box to proceed

Oona gives you...

dassd

Affordable premiums

Get Rp100 million of coverage from as low as Rp21,000 a month.

asfd

Multiple cover options

Choose from a range of cover options, from Rp100 million to Rp500 million.

sadcsdc

0% Interest installment payment options

Option to pay in installments at 0% interest with leading credit cards, including BCA, Mandiri, BRI, BNI and others.

10% No-Claim Bonus for Renewal

Enjoy a 10% discount on your annual premium upon policy renewal if you make no claims throughout the term.

Got a Question?

Explore our FAQ page to find all the information you need.

help

How can I buy Big 3 Critical Illness Insurance?

Answer

You can buy Big 3 Critical Illness insurance online with no medical examination, just by answering 4 health questions.

Questions
How can I buy Big 3 Critical Illness Insurance?
Sequence Id
1
Tags

What are the payment options?

Answer

You can pay using your debit card, internet banking account, virtual account or credit card with 3, 6, 12 months equal installment options with 0% interest.

Questions
What are the payment options?
Sequence Id
8
Tags

Do I need to go for a medical check-up to buy Oona Big 3 Critical Illness Insurance?

Answer

No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.

Questions
Do I need to go for a medical check-up to buy Oona Big 3 Critical Illness Insurance?
Sequence Id
2
Tags

Can I buy Oona Big 3 Critical Illness Insurance if I have a medical condition?

Answer

This depends on the type and severity of the medical condition you have or had. To determine your eligibility, please complete the health declaration as part of the purchase process.

Questions
Can I buy Oona Big 3 Critical Illness Insurance if I have a medical condition?
Sequence Id
4
Tags

When does my Big 3 Critical Illness Insurance cover start?

Answer

Your cover starts on the coverage start date as shown on the Policy Schedule. The Big 3 Critical Illness cover starts after a 90-day waiting period.

Questions
When does my Big 3 Critical Illness Insurance cover start?
Sequence Id
5
Tags

What is the maximum protection I can buy under Oona Big 3 Critical Illness Insurance?

Answer

Rp500 million is the maximum protection you can buy under Oona Big 3 Critical Illness Insurance.

Questions
What is the maximum protection I can buy under Oona Big 3 Critical Illness Insurance?
Sequence Id
3
Tags

What’s the difference between Critical Illness Insurance and Health Insurance?

Answer

Critical illness insurance provides a lump-sum payment if the insured is diagnosed with one of the specific illnesses listed in the policy, such as cancer, heart attack, or stroke. Health insurance, on the other hand, offers broader coverage for medical expenses incurred from a wide range of health issues. It typically covers doctor visits, hospital stays, surgeries, paying directly to healthcare providers or reimbursing the insured for incurred medical expenses.

Questions
What’s the difference between Critical Illness Insurance and Health Insurance?
Sequence Id
7
Tags

What are the symptoms of Cancer?

Answer

Cancer symptoms vary widely based on the type of cancer but can include:

Unexplained weight loss, persistent cough or trouble breathing, difficulty swallowing, persistent indigestion or discomfort after eating, persistent, unexplained muscle or joint pain, unexplained bleeding or bruising, persistent fatigue, lumps or areas of thickening that can be felt under the skin, changes in the skin, such as jaundice, sores that do not heal, or changes to existing moles etc.

Questions
What are the symptoms of Cancer?
Sequence Id
6
Tags

Important Notes :

  1. 1. More than 396,000 people in Indonesia have cancer
  2. 2. Breast and lung cancer cases will go up by 63% by 2030
  3. 3. Health costs in Indonesia are projected to increase by 13.6%

BLOGS

Articles Related to Big 3 Critical Illness Insurance

Hati-Hati, Kenali 5 Gejala Stroke dan Faktor Risikonya!

30 April 2024

newsImage

5 Faktor Penyebab Serangan Jantung yang Perlu Diwaspadai

30 April 2024

newsImage

9 Cara Menjaga Kesehatan Jantung dari Usia Muda!

30 April 2024

newsImage

15 Macam-Macam Kanker, Gejala, dan Penyebabnya

30 April 2024

newsImage
down-arrow

Providing quality insurance services with leading partners

pacifico-logo
swan-logo
admedika-logo
halodoc-logo
Warburg_Pincus-logo