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⚠️ Travel insurance sales to selected destinations are suspended due to geopolitical developments. Read more

Japan Travel Insurance

Instant Coverage for Limitless Japan Adventures

Travel with Samurai-Level Protection from just IDR 135,000. Get up to IDR 2.5 billion in medical coverage (cashless in select countries), protection for flight cancellations & delays, lost baggage, COVID-19 coverage, and more.

ENDS IN -

30% Discount

CINTA30

Why Buying Japan Travel Insurance Online Is the Smart Choice

Real-time Price Quotes

Compare travel insurance plans, customize coverage, and purchase from anywhere you are.

Budget-friendly & Flexible

Get protection tailored to your needs at an affordable price with no extra fees.

Instant Protection, No Long Waits

No need to fill out complicated paperwork the process is quick, and your policy is issued instantly within minutes.

Claims Support Available 24/7

Lost luggage? Flight delayed? Get quick assistance wherever you are in the world.

Japan Travel Insurance Plan Details

Compare all benefits

*Price for a 5-day international trip. Terms and Conditions apply. Please check policy wordings for detailed information

Boost Your Travel Coverage with These Add-Ons

Hazardous Sports

Our travel insurance hazardous sports coverage protects you during adrenaline-fueled adventures

International Cruise

Set sail with protection against unforeseen events while you explore the seas.

Winter Sports

Additional coverage while participating in winter sports abroad, including skiing on on-piste slopes.

Get More Coverage at No Extra Cost

Covid-19 Protection

Stay protected against COVID-19-related trip disruptions and medical expenses.

Visa Protection

Schengen Visa Compliant. Get the coverage you need for a smoother visa application process.

Sports Equipment

Safeguard your gears from breakage or scratches while declared and checked-in on a flight.

Here's your pitstop for a free Japan travel insurance quote

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Single trip Multiple Airports

Annual trip

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International destinations and domestic travel coverage cannot be bought under the same plan.

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Why is Oona Travel Insurance for Japan the Right Choice?

Online Process from Start to Finish

Oona makes it easy to buy travel insurance online in minutes. No paperwork, no hassle, just instant protection wherever and whenever you need it.

Plans That Fit Your Trip and Travel Style

Whether you're flying for fun, family, or business, Oona offers flexible coverage options tailored to match your destination and travel plans.

Protection Against Delays, Lost Baggage & More

Flight delays, cancellations, or lost bags? Oona helps you recover costs quickly so your travel experience remains smooth and stress-free.

24/7 Global Emergency and Medical Support

Oona has your back worldwide with round-the-clock access to emergency medical care, travel assistance, and evacuation when you need it most.

97% of Claims Approved in January 2026

With a high approval rate, Oona provides reliable travel protection and a smoother claims experience, helping you travel with peace of mind.

Year-Round Coverage for Frequent Travelers

With Oona’s annual multi-trip plans, you get automatic coverage for every trip you take within 12 months. No need to repurchase each time.

How to Purchase Travel Insurance to Japan Online

Step 1
Ready Your Trip Info

Note your travel dates, destinations, and flight numbers. You’ll need these to make sure your coverage matches your trip exactly.

Step 2
Submit your claim

Input your name, passport info, travel dates, and destination. Our easy form helps you finish the process in just a few minutes.

Step 3
Get Covered Instantly

Your policy is issued right after checkout. Check your email, review the coverage, and travel knowing you’re well-protected.

Hear it straight from our satisfied customers

"Using ABDA/Oona car insurance has been good. Claims are easy and not made complicated. Thank you Oona, please keep improving the quality."

Lisna Wati

"Oona car insurance service is very satisfying. The claims process was fast, the customer service response was friendly and clear, and there are many partner workshops. Recommended!"

Jamal Udin

"Oona Insurance service is different from others. They have the Auto Rapido program, which makes car claims very fast. My car had minor collision damage, and the claim was approved within a day. Truly excellent."

Gito hafa

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How to file a Claim for Japan Travel Insurance

Step 1
Before you claim

Prepare and collate all the required documents and claim details for submission. Click here to see the required documents.

Step 2
Submit your claim

Fill out the online claim form and upload the required documents online. Make a Claim or Other Ways to File a Claim

Step 3
Track your claim

Claim results will be informed within 5 business days upon submission of all required documents to Oona for review.

Got a Question About Travel Insurance to Japan?

Explore our FAQ page to find all the information you need.

View All FAQs

What happens to my travel insurance if my Japan trip is cancelled?

Answer: If your trip to Japan is cancelled due to unforeseen events like illness, injury, job loss, or serious home damage, your travel insurance can cover unused flights, accommodations, meals, and prepaid activities. This coverage starts as soon as you purchase your policy and lasts until you board your transportation. But take note, pre-existing conditions are not included.

What expenses does my insurance cover if my flight to or from Japan is delayed?

Answer: The insurance covers costs like transportation, hotel stay, meals, toiletries, and clothing, up to the limit set in the policy.

What is over booking and does my policy cover it?

Answer: Overbooking happens when an airline sells more seats than available. If your flight to Japan is delayed by over 6 hours due to overbooking, your policy covers reasonable costs for meals, lodging, and airport transfers, as long as these are not already provided by the airline or others.

Is pre-exsiting illness covered under medical & emergency expenses?

Answer: No, we don’t cover pre-existing conditions. But if you have a medical emergency, we’ll cover hospital treatment, surgeries, and ambulance services right away. If doctors later confirm that your condition existed before you got the insurance, we won’t cover any further treatment for it. If we’re still figuring it out and your initial coverage limit is reached, we’ll keep helping until there’s a diagnosis. If it’s not pre-existing, you’ll get full medical coverage. If it is, you’ll need to pay for any extra costs.

What does my travel insurance for Japan typically not cover?

Answer

Before you jet off to Japan, here’s what travel insurance doesn’t usually cover:

1. Actions by the Insured: Such as misconduct, criminal activities, fraud, negligence, recklessness, or mental disorders.

2. Natural Disasters: Earthquakes, tsunamis, or volcanic eruptions aren’t covered. Always check weather alerts!

3. Terrorism and Conflicts: Including incidents related to terrorism, uprisings, wars, or conflicts.

4. Risky Activities: Some hazardous sports or extreme activities may need extra coverage.

5. Travel Advisories: Losses in areas with "DO NOT TRAVEL" warnings or due to government actions.

6. Pre-existing Conditions: Health issues you already had, self-harm, and substance-related incidents aren’t covered.

7. Other Exclusions: Mistakes like missed flights, bankrupt providers, or major unforeseen events may not be included.

These exclusions help define coverage and manage risks, so plan wisely and enjoy Japan worry-free!

Can I still get travel insurance for my Japan trip while already at the airport?

Answer: Definitely! With Oona Travel Insurance, you can buy coverage anytime—even while waiting to board your flight to Japan! Just visit our website, choose the plan that fits your trip, and get your policy delivered straight to your inbox in minutes. No hassle, no waiting—just quick and easy protection for your adventure!

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

Answer

Just two simple steps to file a claim for your lost baggage:

1️⃣ Report it to the Airline – Contact their Customer Service as soon as possible.

2️⃣ Call Oona’s 24/7 Hotline – Reach out to our team, and we’ll guide you through the claims process.

We’ve got your back so you can get back to enjoying your Japan adventure!

Can I still get travel insurance after booking a Japan trip?

Answer: Yes! While airlines offer travel insurance as an add-on, you can still get coverage from providers like Oona Insurance. Just make sure to purchase at least a day before your flight for worry-free protection on your Japan adventure!

Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?

Answer: Your policy doesn’t include COVID-19 coverage by default, but you can easily add it for extra peace of mind on your Japan trip! This add-on covers medical treatment, repatriation, trip cancellation, and trip curtailment due to COVID-19, so you can explore Japan, worry-free.