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Japan Travel Insurance

Travel with Samurai-Level Protection from just IDR 135,000.

Get up to IDR 2.5 billion in medical coverage (cashless in select countries), protection for flight cancellations & delays, lost baggage, COVID-19 coverage, and more.

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Overview

Instant coverage for limitless Japan adventures

Japan is calling! Are you ready? Whether you're indulging in Osaka street food, wandering through historic temples, or catching the Shinkansen to Mt. Fuji, Oona Travel Insurance has your back, from just IDR 135.000

Secure your travel insurance for Japan in minutes with our fast, hassle-free online process. Enjoy protection for trip cancellations, medical emergencies, lost baggage, and travel delays, so you can focus on making unforgettable memories.

Get covered today and explore Japan stress-free!

A day's delay? Travel Insurance Saved the Day!

Delays happen, but with Oona’s Friends, you've got words that keep you safe!

Why Buying Japan Travel Insurance Online Is the Smart Choice

Instant Coverage

Compare travel insurance plans, customize coverage, and purchase from anywhere you are.

24/7 Claim Access

Lost luggage? Flight delayed? Get quick assistance wherever you are in the world.

Compliant with Schengen Visa Standards

Makes the Schengen visa application process worry-free and free from rejection.

Japan Travel Insurance Plan Details

Compare all benefits

Enhance Your Japan Trip Protection with Add-On Coverage

Covid-19 Protection

Stay protected against COVID-19-related trip disruptions and medical expenses.

Hazardous Sports

Our travel insurance hazardous sports coverage protects you during adrenaline-fueled adventures.

International Cruise

Set sail with protection against unforeseen events while you explore the seas.

Fraudulent Credit Card Transactions

Additional protection for credit card holders against financial losses due to misuse, such as unauthorized transactions resulting from theft or loss of the card.

Sports Equipment

Safeguard your gears from breakage or scratches while declared and checked-in on a flight.

Why is Oona Japan Travel Insurance the Right Choice?

Online Process from Start to Finish

Oona makes it easy to buy travel insurance online in minutes. No paperwork, no hassle, just instant protection wherever and whenever you need it.

Plans That Fit Your Trip and Travel Style

Whether you're flying for fun, family, or business, Oona offers flexible coverage options tailored to match your destination and travel plans.

Protection Against Delays, Lost Baggage & More

Flight delays, cancellations, or lost bags? Oona helps you recover costs quickly so your travel experience remains smooth and stress-free.

24/7 Global Emergency and Medical Support

Oona has your back worldwide with round-the-clock access to emergency medical care, travel assistance, and evacuation when you need it most.

Schengen & Visa-Compliant Travel Insurance

Applying for a visa? Oona provides embassy-compliant coverage that meets Schengen and other destination requirements for hassle-free approval.

Year-Round Coverage for Frequent Travelers

With Oona’s annual multi-trip plans, you get automatic coverage for every trip you take within 12 months. No need to repurchase each time.

How to Purchase Japan Travel Insurance Online

Step 1
Ready Your Trip Info

Note your travel dates, destinations, and flight numbers. You’ll need these to make sure your coverage matches your trip exactly.

Step 2
Fill Out the Online Form

Input your name, passport info, travel dates, and destination. Our easy form helps you finish the process in just a few minutes.

Step 3
Get Covered Instantly

Your policy is issued right after checkout. Check your email, review the coverage, and travel knowing you’re well-protected.

Hear it straight from our satisfied customers

"The claims service is very fast. At the time of claim submission, the Work Order (Surat Perintah Kerja) is issued within 1 hour."

Edwin (Jakarta)

"Thank you as the claim process has been smooth and handled professionally."

Jiang - PT Matsugi Indonesia (Surabaya)

“The claim service has been cooperative. Every submission can be coordinated and communicated very well.”

Setyo Nugroho - Mandiri Zirang Utama Daihatsu (Solo)

View All

How to file a Claim for Japan Travel Insurance

Step 1
Before you claim

Prepare and collate all the required documents and claim details for submission. Click here to see the required documents.

Step 2
Submitting the claim online

Fill out the online claim form and upload the required documents online. Make a Claim or Other Ways to File a Claim

Step 3
Track your claim

Claim result will be informed within 5 business days upon submissions of all required documents to Oona.

Got a Question?

Explore our FAQ page to find all the information you need.

View All FAQs

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

Answer

Just two simple steps to file a claim for your lost baggage:

1️⃣ Report it to the Airline – Contact their Customer Service as soon as possible.

2️⃣ Call Oona’s 24/7 Hotline – Reach out to our team, and we’ll guide you through the claims process.

We’ve got your back so you can get back to enjoying your Japan adventure!

Questions

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

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What is over booking and does my policy cover it?

Answer: Overbooking happens when an airline sells more seats than available. If your flight to Japan is delayed by over 6 hours due to overbooking, your policy covers reasonable costs for meals, lodging, and airport transfers, as long as these are not already provided by the airline or others.
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Is pre-exsiting illness covered under medical & emergency expenses?

Answer: No, we don’t cover pre-existing conditions. But if you have a medical emergency, we’ll cover hospital treatment, surgeries, and ambulance services right away. If doctors later confirm that your condition existed before you got the insurance, we won’t cover any further treatment for it. If we’re still figuring it out and your initial coverage limit is reached, we’ll keep helping until there’s a diagnosis. If it’s not pre-existing, you’ll get full medical coverage. If it is, you’ll need to pay for any extra costs.
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Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?

Answer: Your policy doesn’t include COVID-19 coverage by default, but you can easily add it for extra peace of mind on your Japan trip! This add-on covers medical treatment, repatriation, trip cancellation, and trip curtailment due to COVID-19, so you can explore Japan, worry-free.
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What does my travel insurance for Japan typically not cover?

Answer

Before you jet off to Japan, here’s what travel insurance doesn’t usually cover:

1. Actions by the Insured: Such as misconduct, criminal activities, fraud, negligence, recklessness, or mental disorders.

2. Natural Disasters: Earthquakes, tsunamis, or volcanic eruptions aren’t covered. Always check weather alerts!

3. Terrorism and Conflicts: Including incidents related to terrorism, uprisings, wars, or conflicts.

4. Risky Activities: Some hazardous sports or extreme activities may need extra coverage.

5. Travel Advisories: Losses in areas with "DO NOT TRAVEL" warnings or due to government actions.

6. Pre-existing Conditions: Health issues you already had, self-harm, and substance-related incidents aren’t covered.

7. Other Exclusions: Mistakes like missed flights, bankrupt providers, or major unforeseen events may not be included.

These exclusions help define coverage and manage risks, so plan wisely and enjoy Japan worry-free!

Questions

What does my travel insurance for Japan typically not cover?

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Can I still get travel insurance for my Japan trip while already at the airport?

Answer: Definitely! With Oona Travel Insurance, you can buy coverage anytime—even while waiting to board your flight to Japan! Just visit our website, choose the plan that fits your trip, and get your policy delivered straight to your inbox in minutes. No hassle, no waiting—just quick and easy protection for your adventure!
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Can I still get travel insurance after booking a Japan trip?

Answer: Yes! While airlines offer travel insurance as an add-on, you can still get coverage from providers like Oona Insurance. Just make sure to purchase at least a day before your flight for worry-free protection on your Japan adventure!
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What happens to my travel insurance if my Japan trip is cancelled?

Answer: If your trip to Japan is cancelled due to unforeseen events like illness, injury, job loss, or serious home damage, your travel insurance can cover unused flights, accommodations, meals, and prepaid activities. This coverage starts as soon as you purchase your policy and lasts until you board your transportation. But take note, pre-existing conditions are not included.
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What expenses does my insurance cover if my flight to or from Japan is delayed?

Answer: The insurance covers costs like transportation, hotel stay, meals, toiletries, and clothing, up to the limit set in the policy.
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