Aside from weather-related risks, another concern often associated with empty houses is security.
Houses that appear unoccupied for an extended period may become targets for criminal activity. In addition to the loss of valuable belongings, break-ins may also cause damage to doors, windows, or other parts of the building.
Some home insurance policies provide protection against burglary and theft, including damage caused during forced entry.
With this type of protection, financial losses caused by stolen items or property damage can be minimized.
Protection That Is Often Overlooked: Home Contents
Many homeowners do not realize that basic protection in property insurance often only covers the building structure, not the contents inside the house.
In reality, the value of household items can be significant, such as:
For this reason, it is important to check whether your insurance policy also includes coverage for home contents, so that damage or loss of valuable items can be covered according to the policy terms.
Home Security Checklist Before Traveling for Eid
Before leaving your home for the Eid homecoming trip or holiday, several simple steps can help reduce the risk of damage or theft while the house is empty.
Some things you can do include:
Check drainage systems and roof gutters
Make sure there are no leaves or debris blocking the water flow. Blocked drainage can cause water accumulation during heavy rainfall.
Turn off unnecessary electrical appliances
Unplug certain electronic devices to reduce the risk of short circuits or electrical damage while the house is empty.
Ensure all doors and windows are properly locked
Check all entry points before leaving to ensure the house is fully secured.
Activate home security systems
Use alarms, CCTV, or smart locks if available to improve security while the house is unattended.
Ask neighbors or family members to occasionally check the house
Visible activity can help reduce the risk of theft.
Review your home insurance coverage
Make sure your policy covers risks such as flooding, theft, or damage to household contents.
With these simple preparations, you can leave your home with greater peace of mind during your Eid homecoming trip.
The Importance of Home Insurance When the House Is Left Unattended
Damage to a house caused by flooding, leaks, or theft can result in significant costs. In some cases, home repairs may reach millions to tens of millions of rupiah.
With home insurance protection, homeowners have financial protection if unexpected damage occurs while the house is left unattended.
This protection helps ensure that financial risks do not have to be fully borne personally.
Why Choose Oona Home Insurance
Homes can face various risks that cannot always be predicted, ranging from weather-related damage to the loss of valuable belongings. The right protection helps homeowners manage the financial impact if these risks occur.
Home insurance from Oona is designed to provide protection against various risks that may affect both the building structure and the contents inside the home.
Some benefits that may be considered include:
protection against home damage caused by various risks covered in the policy
protection for items inside the house such as furniture and electronic devices
digital policy application and management processes
clear policy information and coverage transparency
With the right protection, homeowners can leave their homes with greater peace of mind, including when traveling for extended periods such as during the Eid homecoming season.
If you are considering home protection, you can learn more about available protection options through the official page at myoona.id.
Leaving the House Unattended During Eid Travel? Home Protection Remains Important
Leaving your house unattended during the Eid homecoming season is common for many families in Indonesia. However, an empty house still faces various risks that cannot always be predicted.
By understanding potential risks such as flooding or theft and ensuring proper protection through home insurance, you can leave your home with greater peace of mind during the holiday.
Simple preparation before departure, combined with appropriate insurance protection, can help ensure that your home and assets remain safe until you return.