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Insurance Hack: House Left Empty During the Eid Holiday? Protect Your Assets from Flooding and Theft

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House left empty during Eid

A house left empty during the Eid holiday can face various risks, ranging from flooding caused by heavy rainfall to theft when the house is unoccupied. By understanding the protection available in property insurance, homeowners can prepare better protection before traveling. This article discusses common risks faced by empty homes and practical steps to ensure that your house and assets remain protected during the holiday period.

House Left Empty During Eid Travel? Protect It from Flood and Theft Risks

The Eid homecoming journey and holiday period often mean leaving your house for several days, or even more than a week. In these situations, a house left empty during the homecoming period may face several risks that are often not fully considered in advance.
 

Unpredictable weather may cause damage from heavy rain or flooding, while houses without occupants are also more vulnerable to theft. Without direct supervision, small issues such as leaks or clogged drainage can develop into larger damage by the time you return.
 

For this reason, before leaving your home for the Eid homecoming trip or a long holiday, it is important to understand the potential risks that may arise and the protective measures that can be taken.

Why Empty Houses During Eid Face Higher Risks

Every Eid homecoming season, millions of people travel back to their hometowns and temporarily leave their homes behind.
 

According to a survey from the Ministry of Transportation, around 193.6 million people traveled during the 2024 Eid homecoming season, representing approximately 71.7 percent of Indonesia’s population and making it the largest homecoming movement in history.
 

When so many houses are left unattended at the same time, certain risks may increase, both from weather-related factors and security concerns.
 

In addition, data from the National Disaster Management Agency (BNPB) shows that flooding is the most frequent disaster in Indonesia. In 2024 alone, 1,109 flood events were recorded out of a total of 2,203 natural disasters. Even by mid-2025, flooding continued to dominate, with more than 1,048 incidents recorded in the first half of the year alone.
 

Heavy rainfall and blocked drainage systems can cause water accumulation that damages homes, especially when there are no occupants present to quickly detect the problem.
 

In situations like this, an empty house becomes more vulnerable to damage that may not be detected immediately.

Weather Risks: Flooding and Water Damage

Weather conditions in Indonesia during the period after Eid can still bring heavy rain in many regions. If a house is left unattended, several problems may occur without being noticed.
 

Examples include:
 

  • clogged drainage systems

  • leaks in the roof

  • rainwater entering through gaps in doors or windows
     

Water damage does not only affect the structure of the house. It can also damage furniture, flooring, and electronic devices.
 

In some home insurance policies, protection against flooding or water-related damage is available as an additional coverage option. This helps homeowners manage financial risks if damage occurs while the house is unattended.

Security Risks: Theft When the House Is Empty

Security risks: Theft when the house is empty


Aside from weather-related risks, another concern often associated with empty houses is security.
 

Houses that appear unoccupied for an extended period may become targets for criminal activity. In addition to the loss of valuable belongings, break-ins may also cause damage to doors, windows, or other parts of the building.
 

Some home insurance policies provide protection against burglary and theft, including damage caused during forced entry.
 

With this type of protection, financial losses caused by stolen items or property damage can be minimized.

Protection That Is Often Overlooked: Home Contents

Many homeowners do not realize that basic protection in property insurance often only covers the building structure, not the contents inside the house.
 

In reality, the value of household items can be significant, such as:
 

  • electronic devices

  • furniture

  • household appliances

  • gadgets and digital devices
     

For this reason, it is important to check whether your insurance policy also includes coverage for home contents, so that damage or loss of valuable items can be covered according to the policy terms.

Home Security Checklist Before Traveling for Eid

Before leaving your home for the Eid homecoming trip or holiday, several simple steps can help reduce the risk of damage or theft while the house is empty.
 

Some things you can do include:
 

  • Check drainage systems and roof gutters
    Make sure there are no leaves or debris blocking the water flow. Blocked drainage can cause water accumulation during heavy rainfall.

  • Turn off unnecessary electrical appliances
    Unplug certain electronic devices to reduce the risk of short circuits or electrical damage while the house is empty.

  • Ensure all doors and windows are properly locked
    Check all entry points before leaving to ensure the house is fully secured.

  • Activate home security systems
    Use alarms, CCTV, or smart locks if available to improve security while the house is unattended.

  • Ask neighbors or family members to occasionally check the house
    Visible activity can help reduce the risk of theft.

  • Review your home insurance coverage
    Make sure your policy covers risks such as flooding, theft, or damage to household contents.


With these simple preparations, you can leave your home with greater peace of mind during your Eid homecoming trip.

The Importance of Home Insurance When the House Is Left Unattended

Damage to a house caused by flooding, leaks, or theft can result in significant costs. In some cases, home repairs may reach millions to tens of millions of rupiah.
 

With home insurance protection, homeowners have financial protection if unexpected damage occurs while the house is left unattended.
 

This protection helps ensure that financial risks do not have to be fully borne personally.

Why Choose Oona Home Insurance

Homes can face various risks that cannot always be predicted, ranging from weather-related damage to the loss of valuable belongings. The right protection helps homeowners manage the financial impact if these risks occur.
 

Home insurance from Oona is designed to provide protection against various risks that may affect both the building structure and the contents inside the home.
 

Some benefits that may be considered include:
 

  • protection against home damage caused by various risks covered in the policy

  • protection for items inside the house such as furniture and electronic devices

  • digital policy application and management processes

  • clear policy information and coverage transparency
     

With the right protection, homeowners can leave their homes with greater peace of mind, including when traveling for extended periods such as during the Eid homecoming season.
 

If you are considering home protection, you can learn more about available protection options through the official page at myoona.id.

Leaving the House Unattended During Eid Travel? Home Protection Remains Important

Leaving your house unattended during the Eid homecoming season is common for many families in Indonesia. However, an empty house still faces various risks that cannot always be predicted.
 

By understanding potential risks such as flooding or theft and ensuring proper protection through home insurance, you can leave your home with greater peace of mind during the holiday.
 

Simple preparation before departure, combined with appropriate insurance protection, can help ensure that your home and assets remain safe until you return.

Frequently Asked Questions

Does home insurance cover damage caused by flooding?

Answer
Some home insurance policies may provide flood protection, usually as an additional coverage option. It is important to review the coverage details in your policy.
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Does home insurance cover damage caused by flooding?
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Do apartments also need home insurance?

Answer
Yes. Apartments may also face risks such as fire, water damage, or theft. Home insurance can help protect both the apartment unit and the belongings inside.
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Do apartments also need home insurance?
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How much does home insurance cost in Indonesia?

Answer
Home insurance costs usually depend on the building value, property location, and the type of protection selected.
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How much does home insurance cost in Indonesia?
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Is a house left empty during the homecoming period more at risk of damage?

Answer
Yes. Houses left unattended are more vulnerable to risks such as flooding, leaks, or theft because problems may not be detected immediately.
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Is a house left empty during the homecoming period more at risk of damage?
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Does home insurance cover damage caused by leaks or rainwater?

Answer
In some policies, water-related damage may be covered according to the policy terms and the type of protection selected.
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Does home insurance cover damage caused by leaks or rainwater?
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9
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When is the best time to purchase home insurance?

Answer
Home insurance protection should ideally be considered when you own or occupy a property, especially if the house is often left unattended for extended periods such as during homecoming trips or long travel.
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When is the best time to purchase home insurance?
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Is theft from an empty house covered by insurance?

Answer
In many home insurance policies, protection against burglary and theft is available, including damage to the house caused during forced entry.
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Is theft from an empty house covered by insurance?
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Can a house that is often left unattended still be insured?

Answer
Yes. Homes that are frequently left empty during holidays or travel can still be insured as long as they meet the applicable policy conditions.
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Can a house that is often left unattended still be insured?
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Are household contents also covered by home insurance?

Answer
Not always. Basic coverage often only includes the building structure. To protect items such as electronics, furniture, or appliances, additional coverage for home contents may be required.
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Are household contents also covered by home insurance?
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What security steps should be taken before leaving the house during the homecoming period?

Answer
Some steps include checking drainage systems, turning off unnecessary electrical devices, ensuring doors and windows are locked, and activating home security systems.
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House Left Empty During Eid? Protect It from Unexpected Risks

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