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Accidents in Indonesia Are More Common Than You Think

103K+

103K+

Road accidents recorded annually in Indonesia (Korlantas Polri)

27K+

27K+

Lives lost every year due to traffic accidents on Indonesian roads

1 in 3

1 in 3

Workers experience at least one workplace accident during their career

IDR 50M+

IDR 50M+

Average cost of hospitalisation & recovery after a serious accident

Protection You Can Count On

Accidents can't be predicted but your protection can start today.

Comprehensive Coverage

Comprehensive Coverage

Death, permanent disability, and medical expenses all covered under a single policy.

 

Fast & Simple Process

Fast & Simple Process

Fill out a short form, speak with an expert agent, and get your policy active within minutes.

Affordable Premiums

Affordable Premiums

Maximum protection at a price that fits your budget.

24-Hour Support

24-Hour Support

Our dedicated claims team is available around the clock across Indonesia.

Personal Accident Plan Comparison

All plans cover the same risks. Only the sum insured changes.

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Notes: Coverage is governed by the Indonesia Standard Personal Accident Insurance Policy (PSAKDI). Standard exclusions apply, including but not limited to extreme/contact sports and motorsport, intentional criminal acts, military or police duty, war and nuclear risks, and HIV/AIDS-related conditions. Permanent Disability benefits are paid according to the percentage scale set out in the policy wording. Please review the full policy wording before purchase.

What's Covered?

Accidental Death Benefit

Accidental Death Benefit

100% of the sum insured paid to your beneficiaries if death is caused directly by an accident.

Total Permanent Disability

Total Permanent Disability

Up to 100% of the sum insured paid out for total permanent disability resulting from an accident.

Partial Permanent Disability

Partial Permanent Disability

Proportional payout based on a defined percentage table for the loss of specific limbs or functions.

Medical & Treatment Expenses

Medical & Treatment Expenses

Covers medical costs arising directly from a covered accident, including complications during treatment.

Poisoning & Drowning

Poisoning & Drowning

Coverage for accidental inhalation of toxic gases, drowning, and suffocation caused by external events.

Wound Infection from Accident

Wound Infection from Accident

Covers viruses or bacteria entering wounds sustained directly as a result of a covered accident.

How to Purchase Personal Accident Insurance

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Step 1
Fill the Form

Share your details in under 60 seconds

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Step 2
We Call You Back

An expert agent contacts you right away

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Step 3
You're Protected

Policy activated covered within minutes

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Take the First Step Towards Personal Accident Protection

Share a few details and our team will schedule your one-on-one consultation, on your terms, at your pace.

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Got a Question?

Explore our FAQ page to find all the information you need.

How do I buy Health Insurance or Personal Accident Insurance products?

Answer

You can contact the Marketing Team at the Oona Branch and Marketing Office. You can find a list of addresses and telephone numbers of Oona Marketing and Branch Offices on the Customer Support page.

In addition, you can also fill in your personal data in the form on the Health Insurance and Personal Accident Insurance product pages, and we will contact you soon.

How long is the coverage period provided by Health Insurance?

Answer

The coverage provided by Health Insurance is for a period of 12 (twelve) months.

How do you pay for Health Insurance or Personal Accident Insurance premiums?

Answer

Payment of Health Insurance or Personal Accident Insurance premiums can be made by:

1. Bank transfers
2. Full Payment using Credit Cards and Debit Cards from all issuing banks

What should I do to make a claim for Health Insurance?

Answer

Immediately contact the nearest Branch and Marketing Office, by bringing a letter of loss, or by calling the 24-hour Call Center at +62 858-7395-0250 which will assist you in arranging a duplicate policy.

When can I submit a claim after the policy is activated?

Answer

The customer can submit a claim after the policy is activated, as long as the policy is still valid.

What should I do if my policy is lost or damaged?

Answer

Immediately contact the nearest Branch and Marketing Office, by bringing a letter of loss, or by calling the 24-hour Call Center at (021) 806 76655 which will assist you in arranging a duplicate policy.