But I’m healthy – why do I need heart attack insurance?

alert

It’s a common killer

33% of total deaths in Indonesia are
due to Heart related diseases.*

That’s one out of every three people!

rising

Cases are rising

Heart disease is expected to impact 6 million
Indonesians in 2024.*

What if you’re one of them?

medical cost

Medical costs are increasing

Health costs in Indonesia are projected to
increase by a huge 13.6%.

That’s higher than inflation* - and your other living
costs are rising too.

So why is Oona Heart Attack Insurance the right choice?

payout

100% Cash Payout

Got Heart Attack Insurance? Great!

You get a 100% of your coverage amount in cash to help you with anything you need as you recover.

examination

Buy online with no medical examination

Worried about questions and medical
checks? Don’t be!

You can apply online by answering 4 simple health
declarations.

flexible

Flexible length of cover

Getting older? That’s no problem for your cover.

You can renew your Heart Attack Insurance policy up to your 70th birthday.

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Answer 4 simple questions to get your instant free quote

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Gender

Gender is required

Do You Smoke ?

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Date of Birth is required
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Please enter a valid phone number (10-15 digits).

Please check the box to proceed

Oona gives you..

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Affordable premiums

Get Rp100 million of coverage from as low as Rp6,000 a month.

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Multiple cover options

Choose from a range of cover options, from Rp100 million to Rp500 million.

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0% Interest installment payment options

Option to pay in installments at 0% interest with leading credit cards, including BCA, Mandiri, BRI, BNI and others

10% No-Claim Bonus for Renewal

Enjoy a 10% discount on your annual premium upon policy renewal if you make no claims throughout the term.

Got a Question?

Explore our FAQ page to find all the information you need.

help

How can I buy Oona Heart Attack Insurance?

Answer

You can buy Oona Heart Attack insurance online with no medical exams, just by answering 4 health
questions.

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Can I buy Oona Heart Attack Insurance if I have a medical condition?

Answer

This depends on the type and severity of the medical condition you have or had. To determine your eligibility, please complete the health declaration as part of the purchase process.

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When does my Oona Heart Attack Insurance cover start?

Answer

Your cover starts on the coverage start date as shown on the Policy Schedule. The Heart Attack Benefit starts after a 90-day waiting period.

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What causes Coronary Heart Disease?

Answer

Sudden heart attacks, often resulting from coronary heart disease (CHD), are triggered by various underlying factors. Key factors contributing to the development of coronary heart disease and potentially leading to a sudden heart attack include, High Blood Pressure, High Cholesterol levels, Smoking, Diabetes, Obesity and Physical Inactivity.

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Which food causes Heart Attack in men?

Answer

Common foods known to increase heart attack risk include those high in saturated fats (such as red meat and full-fat dairy products), trans fats (found in many fried and processed foods), and excessive salt and sugar intake. Diets high in processed meats, low in fruits, vegetables, whole grains, and high in refined carbohydrates and sugary drinks are also linked to an increased risk of heart disease.

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What is the difference between mild and major Heart Attack?

Answer

The difference between a mild and a major heart attack lies in the extent of the damage to the heart muscle and the symptoms experienced. In a mild heart attack, the blockage of the coronary artery is partial or temporary, resulting in less extensive damage to the heart muscle. Despite being labeled as "mild," it is still a serious medical condition that requires prompt treatment to prevent further damage to the heart. Major heart attack involves a complete blockage of one or more coronary arteries, leading to significant damage to the heart muscle. Symptoms are more intense and sudden, including severe chest pain, sweating, nausea, and shortness of breath.

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What are the causes of Heart Attack?

Answer

The five major cause of heart attack in Indonesia includes, coronary artery disease, high blood pressure, tobacco smoking, diabetes, poor diet and lack of physical activity.

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What is the maximum protection I can buy under Oona Heart Attack Insurance?

Answer

Rp500 Million is the maximum protection you can buy under Oona Heart Attack Insurance.

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Do I need to go for a medical check-up to buy Oona Heart Attack Insurance?

Answer

No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.

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What are the symptoms of Heart Attack?

Answer

The symptoms of heart attack may vary between individuals but there are several common signs to be aware of, like chest pain or discomfort, pain or discomfort in one or both the arms, the back, neck, jaw or stomach, shortness of breath, other signs may include nausea, vomiting lightheadedness, or unusual fatigue. Women more likely to experience shortness of breath, nausea/vomiting, and back or jaw pain.

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What causes sudden Heart Attack?

Answer

Sudden heart attack occur when the blood flow to certain part of the heart is abruptly blocked, leading to the death of heart muscle cells. The primary cause of this sudden this sudden blockage is usually coronary artery disease where the arteries that supply blood to the heart muscle become narrowed due to a buildup of plaque (a mix of fat, cholesterol, and other substances).

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