Indonesia’s Best Hidden Destinations for Adventure Travelers
25 Sep 2025
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OVERVIEW
Our diverse travel and medical insurance plans cater to every adventure, from Schengen travel insurance for international voyages requiring visas, to domestic tourism. Stay ahead with our inclusive policies, including essential Covid-19 protection, flight delay coverage, and baggage loss and delay support
With Oona, you're not just insured , you're prepared for the world. Buy travel insurance online in minutes and travel with confidence, wherever you go.
Delays happen, but with Oona’s Friends, you've got words that keep you safe!
Product
Oona makes it easy to buy travel insurance online in minutes. No paperwork, no hassle, just instant protection wherever and whenever you need it.
Whether you're flying for fun, family, or business, Oona offers flexible coverage options tailored to match your destination and travel plans.
Flight delays, cancellations, or lost bags? Oona helps you recover costs quickly so your travel experience remains smooth and stress-free.
Oona has your back worldwide with round-the-clock access to emergency medical care, travel assistance, and evacuation when you need it most.
Applying for a visa? Oona provides embassy-compliant coverage that meets Schengen and other destination requirements for hassle-free approval.
With Oona’s annual multi-trip plans, you get automatic coverage for every trip you take within 12 months. No need to repurchase each time.
Note your travel dates, destinations, and flight numbers. You’ll need these to make sure your coverage matches your trip exactly.
Input your name, passport info, travel dates, and destination. Our easy form helps you finish the process in just a few minutes.
Your policy is issued right after checkout. Check your email, review the coverage, and travel knowing you’re well-protected.
Prepare and collate all the required documents and claim details for submission. Click here to see the required documents.
Fill out the online claim form and upload the required documents online. Make a Claim or Other Ways to File a Claim
Claim result will be informed within 5 business days upon submissions of all required documents to Oona.
The coverage period depends on the type of policy you purchase:
Single Trip: Coverage begins on the start date of your journey and ends immediately upon your return to Indonesia, or after a maximum specified duration (e.g., 180 days), whichever comes first.
Annual Multi-Trip: Coverage lasts for one full year, covering multiple trips. However, there is usually a maximum duration limit for any single trip taken during that year (e.g., 30 or 90 days per trip).
Travel insurance coverage varies depending on the terms of the specific product or policy. Generally, common coverages include:
Trip Cancellation: Compensation for travel expenses already paid if canceled due to illness, accident, or unexpected events.
Emergency Medical Evacuation: Costs of evacuation to medical facilities or repatriation to the home country if necessary. Emergency
Medical Expenses: Protection for emergency medical treatment costs, including hospitalization and medication.
Baggage Insurance: Compensation for loss or damage to personal belongings during the trip. For example, lost luggage.
Flight Delay: Compensation for additional costs arising from flight delays, such as accommodation or transportation tickets.
Personal Accident Insurance: Protection against the risk of accidents leading to injury or death.
Legal Protection: Assistance and legal consultation during the trip. Travel insurance is available for a single trip or as an annual policy for multiple trips. Make sure you understand the terms of the policy to ensure it meets your needs.
There is no global requirement that makes travel insurance mandatory.
In Indonesia, there is also no regulation that requires domestic or international travelers to have travel insurance when travelling.
However, there are some situations where travel insurance can be a mandatory requirement.
For example, when applying for a Schengen Visa to travel to countries in Europe. In this case, you will need international travel insurance to meet the terms and conditions of the visa application.
Although there is no global requirement making travel insurance mandatory for all trips, it is recommended to consider having travel insurance to protect yourself from potential risks during your journey.
Choose insurance coverage that suits the type of trip and your specific needs.
The decision to buy travel insurance depends on various factors, including the destination of your trip, the type of activities you will be doing, your health and a number of other personal considerations.
Every trip is unique and so are your needs. Take time to reflect on the risks and personal needs before departing.
Travel insurance from Oona is ready to be a faithful companion that ensures your journey is safer and more comfortable.
Purchase Oona Travel Insurance Online for peace of mind on every trip.
The price of a plane ticket generally does not include travel insurance and only covers the cost of the flight and some standard services.
You have the option to add insurance when booking a ticket or choose a separate policy according to your travel needs.
If you do not choose this option, insurance can be purchased separately from insurance companies like Oona to get a policy that best suits your travel needs.
Click here to buy Oona travel insurance to make sure you are protected during your trip.
Oona's travel insurance offers comprehensive protection designed to cover you against major travel disruptions. The main benefits typically fall into three categories:
Medical & Emergency: Coverage for unexpected illness or injury abroad, including hospitalization, doctor's visits, and emergency medical evacuation.
Travel Inconvenience: Protection against financial losses from unforeseen events like flight delays, missed connections, or loss/damage of checked baggage.
Personal Accident: Compensation in the event of severe injury or fatality during your covered trip.
It is highly recommended to purchase travel insurance for your trip to Japan to ensure you are protected from unexpected events during your travels.
Although Japan has high-quality healthcare services, medical costs can be very expensive for tourists.
With travel insurance, you can receive coverage for medical emergencies, including accidents or sudden illnesses, helping you avoid paying these high costs out of pocket.
Additionally, travel insurance also covers trip cancellations, flight delays, lost luggage, and other inconveniences that could affect your journey.
Yes, Oona travel insurance is designed to provide coverage regardless of your trip's purpose. Whether you are traveling for a family holiday, a spontaneous adventure, or a critical business meeting, the policy applies equally to events like trip cancellation, medical emergencies, and travel delays, ensuring you are covered to embrace the unexpected in any context.
Travel Insurance: Primarily designed to cover unforeseen emergencies and logistics while you are traveling. This includes covering the high cost of emergency treatment abroad, evacuation back to Indonesia, and non-medical issues like baggage loss, flight delays, and travel cancellation costs. Travel insurance is essential because it covers the global logistics that standard health insurance does not.
While both cover medical costs, they serve different primary purposes:
Local Health Insurance (BPJS, Private Provider): Designed to cover routine medical care and treatment within Indonesia. It often has limitations or exclusions when you are overseas.
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